St Petersburg Homes under $400,000

St Petersburg Homes under $400,000

Welcome to St. Petersburg, Florida, a vibrant city that perfectly blends artistic flair with a laid-back coastal lifestyle. Nestled in the heart of Pinellas County, St. Petersburg is renowned for its stunning waterfront views, rich cultural scene, and a year-round sunny climate that beckons both residents and visitors alike. With its picturesque parks, bustling downtown, and beautiful beaches, St. Petersburg offers a unique charm that captures the essence of Florida living.

For those seeking a home in this delightful city, you’ll be pleased to discover that St. Petersburg boasts a variety of properties available for under $400,000. Whether you’re a first-time homebuyer, looking to downsize, or searching for an investment opportunity, there’s something for everyone in this price range. From cozy bungalows with character to modern condos with stunning views, the real estate options are as diverse as the community itself.

St. Petersburg’s neighborhoods each have their own unique appeal. Explore the historic charm of Old Northeast, the vibrant energy of the Grand Central District, or the family-friendly atmosphere of the Jungle Prada area. With a rich array of amenities, including local shops, restaurants, and cultural attractions, you’ll find that living in St. Petersburg offers both convenience and a sense of belonging.

Don’t miss the chance to call this beautiful city home. With affordable housing options under $400,000, your dream of living in St. Petersburg is within reach. Embrace the vibrant lifestyle and stunning natural beauty that this coastal gem has to offer!

Newest St Petersburg Homes under $400,000

4575 Cove Circle Unit 1003, St Petersburg
$278,900
2 Beds ⋅ 2 Baths ⋅ Heritage House The Condo SubDv. ⋅ 33708 Zip Code
SPECTACULAR WATERFRONT VIEWS, BREATHTAKING SUNSETS & TURNKEY FLORIDA LIVING! Welcome to Sea Towers, a desirable 55+ gated waterfront condominium community in St. Petersburg, Florida! Perched on the 10th floor, this beautifully remodeled, 2-bedroom, 2-bath condo with an ASSIGNED CARPORT offers panoramic views of the Intracoastal Waterway, Boca Ciega Bay, and the Gulf of Mexico. Whether you're searching for a year-round residence, seasonal retreat, or move-in-ready Florida waterfront condo, this exceptional property delivers the coastal lifestyle you've been dreaming of! Step inside and discover a bright, inviting interior featuring luxury waterproof vinyl plank flooring installed in 2022, tasteful updates, and expansive windows showcasing spectacular water views. The beautifully updated kitchen features GRANITE COUNTERTOPS, a tray ceiling with updated lighting, a newer refrigerator, and a convenient breakfast bar. Both bathrooms feature updated vanities with granite countertops and modern lighting, while the primary bathroom offers a spacious WALK-IN SHOWER. Additional improvements include a 2019 A/C system, 2020 water heater, 2023 Alumiconn electrical conversion, HURRICANE-IMPACT WINDOWS, and STORM SHUTTERS for added protection and peace of mind. Offered TURNKEY FURNISHED, this waterfront retreat makes settling into the Florida lifestyle effortless! Imagine beginning your mornings watching dolphins and manatees in the sparkling waters below, enjoying the passing boats and coastal wildlife throughout the day, and ending each evening with BREATHTAKING GULF COAST SUNSETS from the comfort of your living room. These extraordinary WATERFRONT VIEWS create a peaceful, picturesque setting you'll never tire of! SEA TOWERS offers an exceptional RESORT-STYLE 55+ LIFESTYLE with two heated swimming pools, tennis courts, fishing piers, shuffleboard, a putting green, fitness center, saunas, and a variety of organized social activities. Enjoy waterfront walking areas, beautiful coastal surroundings, and an active community atmosphere. LOCATION, LOCATION, LOCATION! Conveniently situated near MADEIRA BEACH, JOHN'S PASS VILLAGE & BOARDWALK, SEMINOLE CITY CENTER, waterfront dining, shopping, entertainment, and the beautiful Gulf beaches. Enjoy easy access to everything that makes the St. Petersburg and Tampa Bay area such a sought-after Florida destination. Whether you're looking for a WATERFRONT CONDO, a 55+ RETIREMENT COMMUNITY, a seasonal Florida getaway, or low-maintenance coastal living, this 10TH-FLOOR GEM is an opportunity you won't want to miss! LIFE IS SHORT — LIVE ON THE WATER! Schedule your private showing today and experience the views, lifestyle, and amenities that make Sea Towers so special!

4575 Cove Circle Unit 1003, St Petersburg
2620 13th Avenue S, St Petersburg
$284,900
3 Beds ⋅ 2 Baths ⋅ Wildwood Sub SubDv. ⋅ 33712 Zip Code
Welcome to this charming three-bedroom, two-bathroom home located in the desirable Wildwood neighborhood! This residence features a bright open floor plan designed for effortless daily living and entertaining. At the heart of the home, the kitchen comes equipped with beautiful butcher-block countertops. The primary bedroom serves as a quiet retreat, featuring an en-suite primary bathroom with a double sink vanity. Step outside to enjoy a private, fully fenced-in backyard that offers a secure space for relaxing, playing, or pets. The location is ideal, situated just minutes from schools, parks, shopping, restaurants, and entertainment, and less than 10 minutes from vibrant downtown St. Petersburg. Schedule your private showing today!

2620 13th Avenue S, St Petersburg
818 90th Avenue N, St Petersburg
$374,999
3 Beds ⋅ 2 Baths ⋅ Georgian Terrace SubDv. ⋅ 33702 Zip Code
Welcome to this charming 3-bedroom, 2-bath pool home in St. Petersburg! Step inside to an inviting open floor plan featuring beautiful terrazzo flooring throughout, creating a seamless flow from room to room. The spacious living and dining areas provide plenty of room for both everyday living and entertaining. One of the home’s standout features is the spacious sunroom overlooking the pool and backyard. Filled with natural light, this versatile bonus space offers endless possibilities—use it as a second living area, playroom, home office, guest retreat, or flexible space for extended family. Step outside to your own private backyard retreat, complete with a sparkling pool—perfect for enjoying Florida’s year-round sunshine, relaxing on the weekends, or hosting family and friends. With three comfortable bedrooms, two full bathrooms, an open and functional layout, additional flexible living space, and a private pool, this home offers the Florida lifestyle you’ve been looking for. Conveniently located in St. Petersburg with easy access to shopping, dining, entertainment, and everything the Tampa Bay area has to offer. Schedule your private showing today!

818 90th Avenue N, St Petersburg
3531 29th Avenue N, St Petersburg
$389,900
2 Beds ⋅ 1 Baths ⋅ Sirmons Estates SubDv. ⋅ 33713 Zip Code
Charming and beautifully maintained 2-bedroom, 1-bath ranch home in the heart of Central St. Petersburg, blending character, style, and exceptional outdoor space. Inside, the home feels bright and inviting, with wood look tile flooring throughout. A mix of plantation shutters and shutter style blinds adorn the windows. A versatile bonus room offers additional living space and could be used as a home office or formal dining area. The metro-modern kitchen is full of character, featuring exposed electrical conduit, stainless appliances, brick accents, a contemporary chandelier, durable butcher-block countertops, and a contrasting island with Corian countertop. Step outside to a truly special shaded backyard retreat beneath a mature oak tree, surrounded by lush ferns, elephant ears, and established landscaping. The oversized, fully fenced lot offers plenty of space for entertaining, gardening, recreation, boat or RV storage, or creating your own private oasis with room for a pool. A spacious circular driveway provides ample off-street parking for family and guests. Additional highlights include a fully owned solar panel system, newer water heater, updated electrical, updated bathroom, and a new roof installed in August 2023. Located in Flood Zone X. Ideally situated just minutes from Downtown St. Petersburg, the Central Avenue corridor, shopping, dining, parks, entertainment, Gulf Coast beaches, major commuter routes, and the interstate. Enjoy the charm of an established neighborhood with convenient access to all that St. Petersburg has to offer. A home with character, updates, abundant outdoor space, and plenty of possibilities... come see it for yourself!

3531 29th Avenue N, St Petersburg
1020 85th Avenue N Unit 222, St Petersburg
$124,500
2 Beds ⋅ 1 Baths ⋅ Concord Village South SubDv. ⋅ 33702 Zip Code
This charming two-bedroom, one-bathroom condominium, with 1035 square feet, is in the All-Age Concord Villages. Unit 222 is ideal for first-time buyer, snowbirds, or anyone seeking to downsize their living space. As you enter the unit, you will see a large living room with an area to use for dining. The living room, hallway, bedrooms, and bathroom have tile flooring, with updated light fixtures. The kitchen boasts stainless steel appliances, granite countertops, a generous pantry closet, and luxury vinyl plank flooring. Off the kitchen, you’ll find a bonus room with a lovely view of the trees, that can be transformed into an office, hobby room, or breakfast area. A door from the bonus room conveniently leads to the large bedroom located at the back of the condo. This bedroom features a walk-in closet and an additional closet for storage. The bedrooms are separated by the updated bathroom, which includes a tub-shower combo. The front bedroom has a window and a built-in closet.This unit has low-e, impact windows, providing peace of mind. Concord Villages 3 offers residents a clubhouse with a pool and a laundry room. You’ll also have your own designated parking space, with ample guest parking available. The maintenance fee includes the roof, exterior maintenance, cable TV, ground maintenance, pool, trash, sewer, water, internet, and common area taxes. Conveniently located just minutes from downtown St. Petersburg, this condo provides easy access to shopping, entertainment, Vinoy Park, St. Pete Pier, Hwy 275, and the Tampa Bay. Don’t miss out on this opportunity! Call today to schedule a private showing!

1020 85th Avenue N Unit 222, St Petersburg
4915 Bay Street Ne Unit 124, St Petersburg
$179,000
2 Beds ⋅ 2 Baths ⋅ Winston Park Northeast SubDv. ⋅ 33703 Zip Code
Welcome to easy, maintenance-free living in Winston Park, a beautifully maintained 55+ community in St. Petersburg. This move-in-ready, first-floor condo offers two bedrooms, two bathrooms, and the convenience of stepping directly outside to peaceful green space with exceptional privacy. Inside, you’ll find a bright, comfortable layout featuring an updated kitchen with all new appliances, refreshed flooring, and newly painted interiors. The spacious primary bedroom includes an en-suite bathroom and walk-in closet. A new HVAC system and water heater provide added comfort and peace of mind. Winston Park residents enjoy a welcoming, active community with a heated pool, clubhouse, shuffleboard courts, and beautifully landscaped grounds. Conveniently located near shopping, restaurants, downtown St. Petersburg, area beaches, I-275, and Tampa International Airport, this home makes it easy to enjoy everything the Tampa Bay area has to offer. This building experienced no flooding during the recent storms. Schedule your private showing and discover the comfort, convenience, and privacy of this desirable first-floor residence.

4915 Bay Street Ne Unit 124, St Petersburg
5900 21st Street N Unit 6, St Petersburg
$79,000
2 Beds ⋅ 1 Baths ⋅ Town Apts Condo SubDv. ⋅ 33714 Zip Code
Welcome to this inviting 2-bedroom, 1-bath first-floor condo in the desirable Town Apartments community of St. Petersburg. This conveniently located unit offers easy, no-stair access and a comfortable layout ideal for year-round living, or seasonal residence. Enjoy a spacious living area, functional kitchen, two well-sized bedrooms, and a Florida room providing additional living or relaxation space. Town Apartments is a 55+ active-adult community offering a welcoming atmosphere and a variety of amenities, including a heated swimming pool, clubhouse, shuffleboard, social activities, and community events. The association provides exterior maintenance and numerous included services for added convenience. Ideally situated near shopping, restaurants, medical facilities, parks, and major roadways, this condo provides an excellent opportunity to enjoy the Florida lifestyle with low-maintenance living.

5900 21st Street N Unit 6, St Petersburg
2230 E Harbor Drive S, St Petersburg
$355,000
2 Beds ⋅ 1 Baths ⋅ Smiths Lottie E Rep SubDv. ⋅ 33705 Zip Code
Room to grow in Harbordale! This 2-bedroom, 1-bath home comes with two downstairs bonus rooms and a 2-car garage, which is rare in this part of St. Pete. Use the bonus rooms as a home office, gym, studio, guest space, or playroom, whatever fits your life. Downstairs, a second bathroom is already plumbed with new plumbing and just waiting for your finishes. The garage gives you real parking plus space for storage, a workshop, or all your toys. Outside, you can walk to coffee and bagels at Pete's Bagels or dinner at the Chattaway, and you're minutes from Lassing Park and the waters of Tampa Bay, with quick access to downtown St. Pete, USF St. Petersburg, the Pier, and I-275. Whether you're looking for your first home, more space for less, or a property with upside, this one checks a lot of boxes. Come see it!

2230 E Harbor Drive S, St Petersburg
2701 17th Street S, St Petersburg
$290,000
2 Beds ⋅ 1 Baths ⋅ Lakeside 1st Add SubDv. ⋅ 33712 Zip Code
Welcome to 2701 17th Street S in St. Petersburg! This single-story home offers 2 bedrooms, 1 bath and 1,067 square feet of heated living space on an approximately 0.20-acre lot. The floor plan includes a spacious living room, separate family room and an attached one-car garage, plus a covered front porch and generous outdoor space. Interior features include ceiling fans, a combination of carpet and hard-surface flooring, central air and abundant natural light. The large backyard provides plenty of room to enjoy the Florida outdoors, while the extended driveway offers additional off-street parking. New Roof/July 2025 & New AC/2025. Refrigerator, washer and dryer are included with the sale. Convenient St. Petersburg location with easy access to nearby recreation, shopping, dining and major roadways. Schedule your showing and see the possibilities this home. (Seller is offering $10,000 toward the buyer's closing costs, prepaid expenses, or interest rate buy-down with an acceptable offer)

2701 17th Street S, St Petersburg
1700 Queen Street S, St Petersburg
$349,000
3 Beds ⋅ 2 Baths ⋅ Phoenix Park SubDv. ⋅ 33712 Zip Code
Pre-Construction. To be built. All Closing Costs Paid & Up to $5k Towards Options - Now through Sunday, November 1st. Discover the opportunity to own a newly constructed home by D.R. Horton in sought-after Pinellas County. As part of our Spot Lot Program, this home is thoughtfully built on an individually selected homesite and is currently under construction, offering a unique alternative to traditional community living. Each residence is designed with modern living in mind, featuring open-concept floor plans, quality craftsmanship, and carefully curated finishes. Buyers will appreciate functional layouts, energy-efficient features, and attention to detail throughout. This home reflects D.R. Horton's commitment to delivering well-designed spaces that prioritize functionality and everyday livability. Specific features, finishes, and floor plans may vary by property.

1700 Queen Street S, St Petersburg
4050 26th Street N, St Petersburg
$349,900
4 Beds ⋅ 2 Baths ⋅ Clear Vista Blk 4, Lot 19 SubDv. ⋅ 33714 Zip Code
A Rare Find in St. Petersburg — Fully Renovated, Move-In Ready, and Built for Real Life. Some homes are updated. This one has been transformed. This spacious 4-bedroom, 2-bath home in St. Petersburg has been extensively renovated— and it shows. Fresh, modern finishes meet a thoughtful, flexible layout that genuinely sets this home apart from everything else in this price range. Step inside to new luxury vinyl plank flooring, fresh interior and exterior paint, updated doors and trim, and modern black hardware throughout. New windows flood the space with natural light, while new lighting and ceiling fans give every room a clean, considered finish. The kitchen is the kind you actually want to cook in — white shaker cabinetry, granite countertops, stainless steel appliances, and generous counter and cabinet space, all tied together with sleek black fixtures. Both bathrooms have been beautifully renovated with the same attention to detail. One features a elegantly tiled tub and shower surround, while the other impresses with a walk-in built-in niche shower— the kind of finish you’d expect to find in a much higher price point. A dedicated indoor laundry and utility area adds everyday convenience that you will genuinely appreciate. Then there’s the feature that makes this home truly special: a private in-law suite. Whether you’re thinking about extended family, hosting long-term guests, creating a dedicated home office, or simply having the flexibility to grow into the space — this is the kind of bonus that rarely comes at this price point. Homes like this, at this level of finish, with this kind of flexibility, don’t sit on the market. Schedule your tour today — before someone else does.

4050 26th Street N, St Petersburg
8339 9th Way N Unit 8339, St Petersburg
$130,000
1 Beds ⋅ 1 Baths ⋅ Concord Village SubDv. ⋅ 33702 Zip Code
Enjoy comfortable, low-maintenance living in this one-bedroom, one-bath condominium featuring luxury vinyl flooring throughout. The spacious kitchen offers updated cabinetry and stainless steel appliances, while in-unit laundry adds everyday convenience. Community amenities include a pool, clubhouse, and laundry facility. Conveniently located near I-275 and Gateway Shopping Plaza, with easy access to shopping, groceries, and restaurants.

8339 9th Way N Unit 8339, St Petersburg
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