St Pete Beach Homes under $400,000

St Pete Beach Homes under $400,000

Welcome to St. Pete Beach, a stunning coastal gem nestled in the heart of Florida’s Pinellas County! Known for its soft, powdery sands and vibrant sunsets, this charming city offers a perfect blend of relaxation and adventure. Just a stone's throw away from the lively atmosphere of Treasure Island, St. Pete Beach is a haven for beach lovers, water sports enthusiasts, and those seeking a laid-back lifestyle.

As you explore the real estate opportunities here, you’ll be pleased to discover that homes under $400,000 are available, making this beautiful locale more accessible than ever. Whether you’re a first-time homebuyer, a retiree looking for a vacation haven, or an investor seeking rental opportunities, St. Pete Beach presents a variety of options that cater to diverse needs and budgets.

Imagine waking up to the sound of gentle waves lapping against the shore, with the sun shining brightly overhead. With charming condos and cozy beach cottages available at this price point, you can easily find a place that feels like home. Enjoy strolls along the iconic beach, indulge in fresh seafood at local eateries, or take part in the vibrant arts scene that St. Pete Beach has to offer.

With its friendly community, stunning natural beauty, and affordable housing options, St. Pete Beach is not just a destination; it’s a lifestyle. Discover your dream home in this coastal paradise today and start creating unforgettable memories in one of Florida’s most beloved beach towns!

Newest St Pete Beach Homes under $400,000

400 64th Avenue Unit 1204, St Pete Beach
$369,000
1 Beds ⋅ 1 Baths ⋅ Three Palms Pointe Condo SubDv. ⋅ 33706 Zip Code
Panoramic views of the Gulf of Mexico, the Bay, and Downtown St. Petersburg set the scene for this beautifully updated twelfth-floor condo in the heart of St. Pete Beach. Located in the guard-gated waterfront community of Three Palms Point, this bright one-bedroom residence offers an inviting coastal retreat just three blocks from the beach. The spacious, open living area captures the spectacular views and extends into a versatile sitting area ideal for a home office or reading nook. The updated kitchen features porcelain tile flooring, light cabinetry, under-cabinet lighting, generous counter space, and a pantry with roll-out shelving. The comfortable bedroom offers a relaxing escape, while the spa-inspired bathroom includes porcelain tile walls, a walk-in shower, and solid-surface countertops. Additional highlights include hurricane-impact windows and sliding doors, shutters, an HVAC system installed in 2021, ample interior storage, and convenient laundry facilities on every floor. Enjoy resort-style amenities, including a heated waterfront pool, clubhouse, fitness center, sauna, billiards room, shuffleboard courts, and a private fishing pier, with paddleboard and bicycle storage available. Spend your days enjoying the beach, exploring nearby restaurants, or taking in the museums and cultural attractions of Downtown St. Petersburg. Tampa and major airports are approximately forty minutes away. Whether you’re seeking a full-time residence or a seasonal getaway, this condo brings together sweeping views, thoughtful updates, and the best of the St. Pete Beach lifestyle.

400 64th Avenue Unit 1204, St Pete Beach
420 64th Avenue Unit 507, St Pete Beach
$395,000
2 Beds ⋅ 2 Baths ⋅ Three Palms Pointe Condo SubDv. ⋅ 33706 Zip Code
Imagine waking up at Three Palms Pointe, Unit 507E at 420 64th Ave, St. Pete Beach, FL 33706. Morning light pours through your bedroom windows and the white sand of St. Pete Beach is just a short stroll away. This updated 2-bedroom, 2-bath condo with a covered private balcony sits in a waterfront community on its own point, surrounded by water on three sides. Walk through the door and the space opens up in soft coastal tones and wood-look flooring, with your eye drawn straight across the open living and dining area to wide sliding glass doors. Step out onto the balcony, feel the salt breeze, and take in palm-lined island views stretching toward the Gulf. It's your spot for morning coffee and an evening glass of wine as the sky turns gold. The fully renovated kitchen is made for easy beach-day mornings and relaxed dinners in. Crisp white quartz countertops with soft gray veining sit against two-tone shaker cabinetry, under bright recessed lighting. Stainless appliances include a French-door refrigerator, and the built-in wine fridge sits in its own quartz-topped beverage nook. A peninsula keeps the cook connected to everyone in the living room. The primary suite is your retreat, with water views from the window, two walk-in closets, and plenty of room for a king bed. The second bedroom has two closets of its own, so guests settle right in. Both baths carry the coastal feel throughout, with shiplap accent walls, round mirrors, and modern lighting. The guest bath also has a walk-in shower with a frameless glass slider and a mosaic tile floor. Downstairs, a freshly updated coastal lobby welcomes you home. Outside, the grounds wrap around the water with a waterfront pool, sweeping green lawns, and boat docks along the seawall. The beach and the restaurants, shops, and sunset spots along Gulf Blvd are minutes away on foot, and downtown St. Pete and Tampa are an easy drive. Whether this becomes your full-time home, your winter escape, or your weekend getaway, the beach life you've been picturing starts here. Schedule your private showing today. (New hall carpets going in and a new water heater being installed soon as well.)

420 64th Avenue Unit 507, St Pete Beach
3575 Gulf Boulevard Unit 105, St Pete Beach
$319,000
1 Beds ⋅ 1 Baths ⋅ Chateau Pelham Apts Condo SubDv. ⋅ 33706 Zip Code
PRIVATE BEACH ACCESS IN THE HEART OF ST. PETE BEACH! Introducing an incredible opportunity to own a beautifully renovated 1 bedroom, 1 bathroom condo at Gulf Key Condos, perfectly positioned in the heart of St. Pete Beach. Unit 105 combines modern updates, low maintenance living, and an unbeatable coastal location just moments from the sand. The bright interior features abundant natural light, fresh paint, and neutral porcelain tile flooring throughout, creating a clean and inviting atmosphere from the moment you walk in. The updated kitchen is complete with new cabinetry, quartz countertops, and modern appliances, while the renovated bathroom features a new vanity, seamless step in shower, and upgraded designer fixtures. Additional improvements include a newer AC system, tankless water heater, and recently updated roof. The seller is also open to selling the condo fully furnished with an acceptable offer, creating the opportunity for a truly turnkey beach property. Step outside and enjoy deeded private beach access to the beautiful shores of St. Pete Beach, with the iconic Don CeSar just steps away. Pass a Grille is only minutes down the road, offering waterfront dining, local shops, and everything that makes this area one of Florida’s most desirable beach communities. With easy access to nearby marinas, restaurants, entertainment, and Downtown St. Petersburg, this property offers the perfect combination of location, convenience, and coastal living. Whether used as a primary residence, second home, or Florida getaway, Unit 105 is an exceptional opportunity to own your own piece of St. Pete Beach.

3575 Gulf Boulevard Unit 105, St Pete Beach
6800 Sunset Way Unit 201, St Pete Beach
$374,000
2 Beds ⋅ 1 Baths ⋅ Gulf Winds Apts Condo SubDv. ⋅ 33706 Zip Code
GREAT LOCATION with GULF VIEWS. Located just steps away from the sandy beaches of award winning St. Pete Beach. One of the few properties in St. Pete Beach allowing short term rentals (3 day minimum). New HVAC, new roof, new electric box and wiring, new plumbing lines and new storm impact resistant sliding glass doors. This condo has the basics for you to finish as you wish and enjoy. Amenities include on site laundry, shuffleboard, heated pool, an entertainment area with grills. Close proximity to restaurants and shopping on Corey Ave. Your monthly HOA includes electric, water, sewer, trash, internet, and cable. Perfect condo for personal and/or investment purposes.

6800 Sunset Way Unit 201, St Pete Beach
6363 Gulf Winds Drive Unit 235, St Pete Beach
$324,900
2 Beds ⋅ 2 Baths ⋅ Sylvette Condo SubDv. ⋅ 33706 Zip Code
WELCOME TO PARADISE WITH THIS GORGEOUS 2 Bed 2 Bath WATERFRONT CONDO! Fabulous location on St Pete Beach just blocks from the Beach! The Sylvette is an oasis in the heart of Saint Pete Beach with gorgeous landscaping and offers many amenities - two large pools (one heated), attractive pavered gathering areas, a community boat dock (1st come) and fishing pier, lighted shuffleboard courts, community laundry rooms, bike racks, on-site property management, and lots of open space to enjoy the resort lifestyle. This beautifully updated and spacious 2ND Floor unit with 2 bedrooms, 2 baths nice sq ftg that overlooks the GORGEOUS HEATED POOL with tropical landscaping and Boca Ciega Bay! Updates include kitchen cabinets, s CT’s and backsplash, both baths, attractive laminate flooring, hurricane impact windows and newer AC system - this unit is being sold fully furnished, including accessories, and there is truly nothing for you to do, but bring your suitcase and begin enjoying the amazing Florida lifestyle! Other features are an exterior storage unit, assigned parking space in front of building close to the elevator and a community laundry room on the 1st floor. The Sylvette community is located close to the Beaches, restaurants, shopping, the new Sun Runner Express to charming and artsy Downtown St. Pete, the Beach Trolley, Gulfport Marina & Pier, theater, sports, museums, and 2 Intl. airports are just 30 minutes away! Buyer to verify all room measurements. (Sorry, but no pets are allowed. 3 month minimum rental with 2 years ownership required prior to renting.) Welcome to Paradise!

6363 Gulf Winds Drive Unit 235, St Pete Beach
6363 Gulf Winds Drive Unit 332, St Pete Beach
$274,900
1 Beds ⋅ 2 Baths ⋅ Sylvette Condo SubDv. ⋅ 33706 Zip Code
WELCOME TO PARADISE WITH THIS GORGEOUS TUNRKEY WATERFRONT CONDO! Fabulous location on St Pete Beach just blocks from the Beach! The Sylvette is an oasis in the heart of Saint Pete Beach with gorgeous landscaping and offers many amenities - two large pools (one heated), attractive pavered gathering areas, a community boat dock (1st come) and fishing pier, lighted shuffleboard courts, community laundry rooms, bike racks, on-site property management, and lots of open space to enjoy the resort lifestyle. This beautifully updated and spacious 3rd floor unit with 1 bedroom, 1 1/2 baths and 950 sq ft, overlooks the GORGEOUS HEATED POOL with tropical landscaping and Boca Ciega Bay! Updates include kitchen cabinets, s CT’s and backsplash, both baths, attractive laminate flooring, hurricane impact windows and newer AC system - this unit is being sold fully furnished, including accessories, and there is truly nothing for you to do, but bring your suitcase and begin enjoying the amazing Florida lifestyle! Other features are an exterior storage unit, assigned parking space #214 in front of building close to the elevator and a community laundry room on the 1st floor. The Sylvette community is located close to the Beaches, restaurants, shopping, the new Sun Runner Express to charming and artsy Downtown St. Pete, the Beach Trolley, Gulfport Marina & Pier, theater, sports, museums, and 2 Intl. airports are just 30 minutes away! Buyer to verify all room measurements. (Sorry, but no pets are allowed. 3 month minimum rental with 2 years ownership required prior to renting.) Welcome to Paradise!

6363 Gulf Winds Drive Unit 332, St Pete Beach
8151 Blind Pass Rd Unit 3, St Pete Beach
$204,000
1 Beds ⋅ 1 Baths ⋅ Andalusian Condo SubDv. ⋅ 33706 Zip Code
Experience effortless coastal living in this beautifully renovated ground-floor corner condo in the heart of St. Pete Beach. The bright, open interior features luxury vinyl plank flooring, a stylish kitchen with modern cabinetry, updated countertops, stainless steel appliances, and a breakfast bar that opens to the living area. The bedroom offers comfortable space and storage, while the updated bathroom adds a fresh, contemporary feel. As a corner unit, the home benefits from added privacy and natural light within a boutique 20-unit community. Enjoy being just minutes from Upham Beach, Gulf sunsets, local restaurants, cafés, shops, and entertainment. The Beach Trolley also stops nearby, making it easy to explore the coast without relying on a car. The pet-friendly association includes water, sewer, trash, cable, and internet in the monthly fee. Whether you're looking for a primary residence, beach getaway, or investment opportunity, this move-in-ready condo offers an easy way to enjoy the St. Pete Beach lifestyle.

8151 Blind Pass Rd Unit 3, St Pete Beach
7115 Coquina Way Unit 4, St Pete Beach
$349,000
2 Beds ⋅ 2 Baths ⋅ Coquina Gardens Condo SubDv. ⋅ 33706 Zip Code
Welcome HOME to this beautifully updated condo on St. Pete Beach! This unit is on 1st floor, end unit, in a 10 unit building. Located just two blocks from the sandy beaches of the Gulf of Mexico, this ground floor unit offers 2 bedrooms, 2 baths, custom all wood kitchen cabinets (dovetail / soft close / stainless steel appliances) with quartz countertops, spacious living / dining / kitchen combo, and so much more! As you approach the building, you are greeted with a lovely fenced-in courtyard space. This unit was completely remodeled in 2025 after the storms of 2024. This includes everything from: drywall, electrical, plumbing, HVAC, bottom kitchen cabinets, backsplash, appliances, hurricane windows, baths vanities, doors/trim, paint, water heater, baseboards, new building roof, new sewer connections to street, literally EVERYTHING! Owner is selling fully furnished (wall hangings do NOT stay). Also included is one assigned parking spot and a shared laundry room on site - sorry no pets allowed per HOA. Don't miss out on this little piece of paradise that is blocks away from restaurants, bars, and the well known Corey Ave shops! Call today to schedule your private showing! This cutie will not last long!

7115 Coquina Way Unit 4, St Pete Beach
7840 Boca Ciega Drive, St Pete Beach
$395,000
4 Beds ⋅ 3 Baths ⋅ St Petersburg Beach Rep SubDv. ⋅ 33706 Zip Code
Welcome to your new home in St. Pete Beach! A Vacationers Paradise! So close to the beautiful sands of St. Pete Beach, famous John's pass and FUN DT SPB on Corey Ave where the local shops, restaurants, super popular bars and Sunday market happens! This newly remodeled 4 BED 2.5 Bath home sitting in Paradise is waiting for you! This 1,300 SF home is offered together with 7810 Boca Ciega Dr, a 3BED 2Bath 864 SF home located next door!! Each home is priced & listed separately. Seller prefers that they are sold together. Investor's dream, the possibilities are endless! Terrific rental, vacation home, or full time home. Great rental location! Rent one and live in the other home or Live in one and have a loved one conveniently located right next door, such as your young adult child, a MIL or DIL! Properties have public access to the intercoastal waters in a park just across the street!

7840 Boca Ciega Drive, St Pete Beach
7810 Boca Ciega Drive, St Pete Beach
$280,000
3 Beds ⋅ 2 Baths ⋅ St Petersburg Beach Rep SubDv. ⋅ 33706 Zip Code
Seller MOTIVATED! Great investment opportunity! The property is in need of some TLC. Priced at land value, it is located next door to 7840 Boca Ciega Drive that is also for sale, priced and listed separately. Seller wants to sell the TWO properties together. The possibilities are endless, 2 rentals, live in one rent the other, perfect to live in one and have a loved one live in the other such as your MIL, grown kids or besties. This 3 Bedroom 2 bath home is in prime SPB location. Together you have almost have a quarter of an acre, on SP BEACH!! Close to DT SPB Corey Ave with fun weekend markets, restaurants and shops and the famous John's Pass, known for fishing charters, local shops and many delicious restaurants! This home is across the street from parks that view the intercoastal water. You could own property in paradise, just minutes from the beautiful water of SPB! Make this Florida dream come TRUE!

7810 Boca Ciega Drive, St Pete Beach
7740 Boca Ciega Drive Unit 201, St Pete Beach
$389,000
2 Beds ⋅ 2 Baths ⋅ Bay Isles Condo SubDv. ⋅ 33706 Zip Code
Every window in this condo has a water view. That’s the first thing you notice—Boca Ciega Bay stretching beyond the waterfront pool and community dock. As a second-floor end unit, it also offers more natural light and expansive views. Inside, the condo comes fully furnished with hardwood floors throughout. The open living, dining, and kitchen layout doesn’t interrupt the view—it opens directly into it. The primary bedroom includes a private half bath, a generous closet, and additional storage rarely found in a condo this size. The location completes the package. Walk to Horan Park and the St. Pete Beach Recreation Center, explore the restaurants and shops along Corey Avenue, or be at Blind Pass and the beach in minutes. Bring a suitcase. Everything else is already here.

7740 Boca Ciega Drive Unit 201, St Pete Beach
1800 Pass-A-Grille Way Unit 5, St Pete Beach
$399,000
2 Beds ⋅ 1 Baths ⋅ Kel-Bren Condo SubDv. ⋅ 33706 Zip Code
A compelling investment opportunity in the heart of Pass-a-Grille Beach, this charming 2- bedroom, 1-bathroom condo with a 1-car garage offers beachside convenience, privacy, and lasting appeal. Located on the second level above the garage, the residence features a private entrance, shared laundry and storage, and windows replaced in 2026. Just three blocks from Pass-a-Grille Beach, you can enjoy unforgettable sunsets and an easy walk to local restaurants and bars. Built in 1948, Kel-Bran is a well-maintained 5-unit building with tropical landscaping and a desirable small-building setting. With its prime location, and beach-close lifestyle, this condo is an attractive option for personal use, rental income, or both.

1800 Pass-A-Grille Way Unit 5, St Pete Beach
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