Palm Harbor Homes with Lake Front Water Frontage

Palm Harbor Homes with Lake Front Water Frontage

Welcome to Palm Harbor, a charming city located in Pinellas County, Florida. Known for its picturesque landscapes and vibrant community, Palm Harbor offers a unique blend of suburban tranquility and modern amenities.

One of the most sought-after features in Palm Harbor is the abundance of homes with lakefront and waterfront access. Imagine waking up to stunning views of the glistening water right in your backyard, where you can enjoy activities like boating, fishing, or simply relaxing by the shore. Whether you're looking for a peaceful retreat or an active lifestyle on the water, Palm Harbor has something for everyone.

With a variety of real estate options available, from cozy waterfront cottages to luxurious lakefront estates, finding your dream home in Palm Harbor is a breeze. Whether you're a nature enthusiast, water lover, or simply seeking a serene environment to call home, Palm Harbor's homes with lakefront water frontage offer the perfect blend of beauty and tranquility.

Explore the unique neighborhoods, top-rated schools, and vibrant local amenities that Palm Harbor has to offer. Experience the best of waterfront living in this charming city where every day feels like a vacation. Find your slice of paradise in Palm Harbor and make your dream of owning a waterfront home a reality.

Newest Palm Harbor Homes with Lake Front Water Frontage

2511 Dolly Bay Drive Unit 104, Palm Harbor
$291,700
2 Beds ⋅ 2 Baths ⋅ Dolly Bay A Village On Lake Tarpon SubDv. ⋅ 34684 Zip Code
MOVE-IN READY | UPDATED | 1,611 SQ. FT. | LAKE TARPON WATERFRONT COMMUNITY! Welcome to Dolly Bay, one of Palm Harbor’s hidden waterfront gems! This spacious 2-bedroom, 2-bath condo offers 1,611 sq. ft. PLUS an enclosed lanai overlooking a serene tropical nature setting. Thoughtfully remodeled and well maintained, this home is move-in ready and offered furnished (optional) for the seller’s convenience. Inside, enjoy a spacious layout with NO CARPET, abundant storage, a large galley kitchen with NEW refrigerator, WET BAR, indoor laundry and pantry/storage area. The enclosed lanai features DOUBLE-PANE INTERIOR SLIDERS and HURRICANE-RATED WINDOWS throughout—creating a peaceful space to enjoy the beautiful nature views. The oversized primary suite features TWO WALK-IN CLOSETS, an ensuite bath with a large ROUND JACUZZI TUB and separate linen closet. The generously sized second bedroom, full hall bath and foyer closet provide even more space and storage. Major improvements include NEW HVAC, NEW HOT WATER HEATER, NEW REFRIGERATOR, NEW METAL ROOF (2024), popcorn ceilings removed, hurricane-rated lanai windows, double-pane interior sliders and numerous additional updates. With just 84 residences, Dolly Bay offers a charming, neighborly atmosphere surrounded by mature trees, tranquil ponds, scenic boardwalks and Florida wildlife—all with DIRECT ACCESS TO LAKE TARPON, one of Pinellas County’s premier freshwater lakes for boating, fishing, kayaking and paddleboarding. Community amenities include a HEATED LAKEFRONT POOL, clubhouse, tennis courts, waterfront boardwalk, fishing dock, fish-cleaning station, community fire pit, picnic area with BBQ grills and private Lake Tarpon access. BOAT SLIPS are available first-come, first-served (currently $1,000/year), with KAYAK STORAGE currently available for $100/year. One assigned parking space plus ample guest parking. Conveniently located near John Chesnut Sr. Park, Pinellas Trail, Gulf beaches, shopping, dining, golf, healthcare and both St. Pete-Clearwater and Tampa International Airports. Imagine boating across Lake Tarpon for lunch or dinner at Tarpon Turtle, fishing at sunrise, kayaking peaceful waters or relaxing around the community fire pit. Ideal as a PRIMARY RESIDENCE, SEASONAL RETREAT or INVESTMENT OPPORTUNITY. It’s more than a home—it’s the Florida waterfront lifestyle. WELCOME TO DOLLY BAY!

2511 Dolly Bay Drive Unit 104, Palm Harbor
2575 Pine Ridge Way S Unit E1, Palm Harbor
$185,000
2 Beds ⋅ 2 Baths ⋅ Pine Ridge At Palm Harbor SubDv. ⋅ 34684 Zip Code
Great location in this 2 Bed 2 Bath First floor Home. Updated Kitchen with large pantry along with Eat-in area. Kitchen opens to Living room and Dining room. Relax on the covered and screened Lanai with ceramic tile and serene view. Separate Laundry room with storage and shelves. Newer vertical blinds throughout. Master Bedroom with Walk-in Closet. Master Bath with Walk-in shower. Convenient assigned parking space and plenty of visitor spaces. Clubhouse has a library, Sparkling Pool, Hot Tub & Shuffleboard. Newer roof and all buildings were recently painted. Low Condo fees. Walking trail around the gorgeous pond with fountain. Close to gulf beaches, golf courses, walk & bike trail, shopping, restaurants & more! Furniture Available. PRESENT ALL OFFERS!

2575 Pine Ridge Way S Unit E1, Palm Harbor
76 Liberty Way Unit 5, Palm Harbor
$163,000
2 Beds ⋅ 2 Baths ⋅ Lake Tarpon Mobile Home Village SubDv. ⋅ 34684 Zip Code
PRICED TO SELL! 55+ Golf Cart Community! One of the LARGER PIECES of LAND IN THE Community, A CORNER UNIT! ON LAKE TARPON And YOU OWN the LAND! 2 Bedroom 1 and1/2 Bath, Loved and upgrade, Soft Water System Added, Luxury Vinyl floors , LOW HOA Fees. SAVE MONEY! This is a NON-FLOOD ZONE.! GREAT VALUE for this BOATING, Swimming, Fishing, Bocci Ball, Pickle Ball, GOLF NET. ACTIVE GOLF CART COMMUNITY. on LAKE TARPON , with BOAT SLIPS & BOAT RAMP, A PIER. Your large Laundry Room is outside & A Separate Private Workshop, A Covered Outside Patio. For your full ENJOYMENT in sought after Palm Harbor in Pinellas County! SET UP your appointment TODAY! Make this your New WATER ACCESS Florida home.!

76 Liberty Way Unit 5, Palm Harbor
3609 Darston Street, Palm Harbor
$450,000
2 Beds ⋅ 2 Baths ⋅ Chattam Landing Ph Ii SubDv. ⋅ 34685 Zip Code
A wonderful home on a quiet Cul-de-Sac, located on a pond with conservation views. Wake up to deer grazing on your lawn and the sound of a slow waterfall from the cascading stone fountain. Enter through the front door into a large Living/Dining room, with high ceilings and high windows that flood the room with natural light. Your attention is quickly drawn to the brick fireplace surrounded by tall built-in cabinets, and to the sliding glass doors that look out over pond. The large primary bedroom has sliding doors with views of the pool, the waterfall fountain and the pond. The primary bath has a separate tub and walk-in shower. The primary suite is complete with a built-in office and a large walk-in closet. There is a large second bedroom with a full bath adjacent. The eat-in kitchen features wood cabinets, stainless appliances and granite counters. This well-maintained home has new carpet in the bedrooms and beautiful new laminate in the main living area. Located in a beautiful walkable area with friendly neighbors and nearby parks, tennis courts and playgrounds.

3609 Darston Street, Palm Harbor
2700 Nebraska Avenue Unit 2-203, Palm Harbor
$219,900
2 Beds ⋅ 2 Baths ⋅ Landings Condo The SubDv. ⋅ 34684 Zip Code
Pond views, an updated interior and two assigned parking spaces highlight this two-bedroom, two-bath condo in The Landings of Highland Lakes. Located on the second floor with no upstairs neighbors, the living and dining area features beautiful wood-look flooring, decorative wainscoting, crown molding and updated lighting. Sliding doors open to a screened lanai overlooking the pond, with a separate storage closet. The updated kitchen includes shaker cabinetry, a tile backsplash, newer stainless steel appliances, a breakfast nook and a pass-through to the dining area. The primary suite offers pond views, direct lanai access, a walk-in closet and an updated en-suite bath with a walk-in shower. The second bedroom is near the updated guest bath with a tub/shower combination. An indoor laundry closet includes a newer washer and dryer and shelving for storage. Parking includes one assigned covered carport space, plus an additional unassigned space in the visitor parking area. The Landings’ community pool is just steps away. Highland Lakes amenities available to eligible residents include golf on three private nine-hole executive courses, swimming pools, clubhouse gatherings and social events, arts and crafts activities, and a Lake Tarpon boat ramp. Located near Trader Joe’s, Palm Harbor restaurants and shopping, with Lake Tarpon and Gulf beaches within easy reach.

2700 Nebraska Avenue Unit 2-203, Palm Harbor
3553 Florian Terrace, Palm Harbor
$849,900
4 Beds ⋅ 3 Baths ⋅ Ivy Ridge Ph 1 SubDv. ⋅ 34685 Zip Code
Updated Lansbrook Pool Home, Steps from the Lakefront Park Welcome to this beautifully updated 4-bedroom, 3-bath home in the sought-after Lansbrook community. Fresh, stylish, and move-in ready, it has been thoughtfully refreshed throughout. Inside, the unique 3-wing split floor plan gives each bedroom its own private space, so everyone has room to relax and retreat. Beautiful LUXURY LVP FLOORING flows through the home, adding a warm, modern look that's as practical as it is attractive. At the heart of the home, the UPDATED KITCHEN features BRAND NEW APPLIANCES, making it ideal for everyday meals or entertaining. The three bathrooms have been refreshed as well, each with UPDATED VANITIES. From the living area, HIGH IMPACT SLIDERS open to your own backyard escape. Here, the newer pool with a sun shelf and spa retreat is perfect for lounging, cooling off, or unwinding at the end of the day. The large yard surrounding it offers plenty of space for play, gatherings, or future outdoor additions. Step beyond your yard and you'll find that life in Lansbrook is lived outdoors. Just a half block away, the private lakefront park is where neighbors gather for community festivities, stroll the walking trails, and enjoy playing on the playground. Boaters will love it too: bring your jet skis and boats to launch from the boat ramp, or keep them docked in the boat slips, ready for a day on the lake. Nearby, Lansbrook Commons Park adds even more to enjoy, with a new pickleball court, basketball, soccer, and volleyball areas, plus a second playground. And when you're ready to venture out, the location makes it easy. Nestled between the beaches and Tampa, Lansbrook puts you about 20 minutes from the sand and just minutes from downtown Tarpon Springs, Trinity, and Palm Harbor. The Pinellas Trail is close by for biking and walking, along with several golf courses, the YMCA, restaurants, and shops. Stylish updates, a fantastic floor plan, and a true Florida lifestyle all come together here. Schedule your showing today and see what life in Lansbrook is all about!

3553 Florian Terrace, Palm Harbor
4805 Alt 19 Unit 422, Palm Harbor
$113,000
1 Beds ⋅ 1 Baths ⋅ Cove Spgs Condo SubDv. ⋅ 34683 Zip Code
Move right into this beautifully renovated and spacious 1-bedroom, 1-bathroom second-floor condo in Cove Springs, a unique waterfront community nestled at the end of a spring-fed canal. Nearly every major component has been thoughtfully updated, including the beautifully remodeled kitchen featuring granite countertops, stainless steel appliances, and wood cabinetry; a renovated bathroom; and all-new hurricane-rated windows. The spacious bedroom offers a walk-in closet, while the bright living area opens to a screened balcony overlooking mature trees, creating a peaceful and private setting to enjoy the Florida lifestyle. Cove Springs offers an array of amenities, including a screened community pool, kayak and canoe launch and storage with Gulf access, a gazebo picnic area, and a fishing pier. Conveniently located near the Pinellas Trail, Dunedin Causeway, Honeymoon Island, Sunset Beach, Wall Springs Park, Fred Howard Park, and the renowned Tarpon Springs Sponge Docks. Innisbrook Golf Resort is also just minutes away. For added convenience, public transportation is available directly across the street. This exceptional condo offers a wonderful combination of comfort, updates, waterfront amenities, and an ideal location for enjoying all that the Florida Gulf Coast.

4805 Alt 19 Unit 422, Palm Harbor
3157 N Canal Drive, Palm Harbor
$1,750,000
5 Beds ⋅ 4 Baths ⋅ Lake Tarpon Estates SubDv. ⋅ 34684 Zip Code
Discover this beautifully updated “Lake Tarpon Luxury Waterfront Home.” Canal home offering direct access to Lake Tarpon and an exceptional blend of luxury, functionality, and long-term durability. This spacious 5-bedroom, 3.5-bath, 4,496 sq ft residence features a rare first-floor mother-in-law suite with a private close-off pocket door option, ideal for guests, multigenerational living, or extended stays. A standout feature is the oversized 3-car garage, complete with a built-in 10×10 storage room and extensive built-in shelving, providing unmatched storage and organization. The home has undergone major capital improvements in recent years, making it truly move-in ready. A new roof was installed in April 2021, followed by three new HVAC systems replaced in May 2023 for optimal comfort and efficiency. In October 2019, the entire exterior was upgraded with Hardie-Board color plus siding installed over full house wrap, eliminating the need for ongoing painting and offering superior moisture and pest resistance. That same year, all windows and pool-deck sliding doors were replaced (October 2019), enhancing hurricane resilience, energy efficiency, and insurance savings. Outdoor living shines with a large screened pool enclosure and a fully refurbished private dock completed in September 2023, featuring davits, covered lifts, and direct canal access for boating enthusiasts. Inside, the home boasts two full kitchens, two laundry rooms, a dramatic three-story foyer, and premium finishes throughout. For buyers seeking a turn-key experience, the property can be purchased fully furnished, offering a seamless transition into one of Palm Harbor’s most desirable waterfront lifestyles. NOTE- NO HOA FEES, NO DEED RESTRICTIONS, NO FLOOD INSURANCE- SEE LOMA ATTACHED. “Includes full 360° virtual tour and walkable video for remote buyers.” SEE ATTACHMENTS AND VIDEO TOUR LINKS- INCLUDES FLOOR PLAN LAYOUT INTERFACE WITH 360 VIDEO WALK THRU

3157 N Canal Drive, Palm Harbor
3275 Cobbs Drive, Palm Harbor
$925,000
4 Beds ⋅ 2 Baths ⋅ Estates At Cobbs Landing The Ph Ii SubDv. ⋅ 34684 Zip Code
Welcome to 3275 Cobbs Dr, a spacious Palm Harbor residence offering an exceptional blend of generous living spaces, outdoor living, Lake Tarpon access, and energy-efficient features. Located in Estates at Cobbs Landing, this 4-bedroom, 2-bath home offers 2,756 heated square feet and sits on an expansive 0.34-acre lot measuring approximately 89 x 167 feet. The interior features an open floor plan with vaulted and high ceilings, skylights, solid wood cabinetry, stone and solid-surface countertops, walk-in closets, and a kitchen and family room combination designed for comfortable everyday living and entertaining. A separate formal dining room provides additional space for gatherings, while the family room features a stone wood-burning fireplace. The primary bedroom is conveniently located on the main floor. Outdoor living takes center stage with a private 25x10 heated pool featuring a child safety fence, pool lighting, and a solar-powered pool pump. The pool area is complemented by mature landscaping, fruit trees, and a screened rear porch for enjoying the Florida outdoors. Water access adds another dimension to the lifestyle, with access to the Bay/Harbor, a private boat ramp, fishing pier, and skiing allowed. Adding valuable energy efficiency, the property features a fully paid, owned SOLAR energy system, which can significantly reduce electricity costs depending on energy usage and solar production. The home also features reclaimed-water irrigation, irrigation systems, rain gutters, exterior lighting, sliding doors, underground utilities, and sits above the flood plain. Set on a paved dead-end street with a south-facing front exposure, 3275 Cobbs Dr offers substantial indoor and outdoor space, a private heated pool, water-access amenities. Enjoy Cobb's Landing Amenities: Lake Tarpon access, community boat/ramp/wet slips available for annual lease, park, playground, 2-tennis courts, basketball court.

3275 Cobbs Drive, Palm Harbor
1681 Macdonnell Court, Palm Harbor
$435,500
2 Beds ⋅ 2 Baths ⋅ Highland Lakes Unit 14 Ph 2 SubDv. ⋅ 34684 Zip Code
Experience refined 55+ living in Highland Lakes, one of Palm Harbor’s most desirable active-adult communities. This beautifully maintained 2-bedroom, 2-bath residence offers 1,879 sq. ft. of thoughtfully designed living space, plus an additional newly finished approximately 300 sq. ft. bonus room with large hurricane windows. The versatile bonus space is ideal for a private office, studio, fitness room, hobby area, or additional entertaining space. A light-filled interior and desirable split-bedroom floor plan create an inviting sense of comfort and privacy. The formal living and dining rooms provide elegant spaces for entertaining, while the spacious family room offers a relaxed setting for everyday living. The well-appointed kitchen features generous cabinetry and storage. The private primary suite is thoughtfully separated from the secondary bedrooms for a peaceful retreat. Highland Lakes offers an exceptional resort-style lifestyle with free, unlimited golf on three private executive courses, tennis and pickleball, complimentary RV/boat storage, and an impressive clubhouse featuring an Olympic-sized heated pool and spa, billiards, library, craft rooms, professional woodshop, auditorium, and extensive social activities. The Lake Tarpon Lodge adds another level of recreation with a heated pool, whirlpool, fishing pier, private boat ramp, community pontoon boats, and beautiful lakefront gathering spaces. Situated in a high-elevation area outside the flood hazard zone and conveniently located near Gulf beaches, shopping, dining, medical facilities, entertainment, and two international airports. A beautifully appointed home with exceptional additional space and an extraordinary Palm Harbor lifestyle awaits.

1681 Macdonnell Court, Palm Harbor
3280 Skene Terrace, Palm Harbor
$510,000
3 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code
Virtually Staged. Experience the best of Florida living in this beautifully renovated and rarely available 3-bedroom, 2-bath, 2-car garage home with nearly 1,900 heated square feet, a large interior laundry room, and an oversized nearly quarter-acre lot perfectly situated on a quiet cul-de-sac just steps from the main clubhouse in Palm Harbor’s premier 55+ golf community, Highland Lakes! Everything is NEW, NEW, NEW! From the moment you step inside, you’ll be greeted by stunning new flooring flowing seamlessly throughout the home, fresh paint and baseboards, all-new fans, fixtures and hardware, new recessed lighting, zero popcorn ceilings, a skylight in the main living area, large updated windows, and beautiful views throughout the newly opened floor plan. The remodeled and opened kitchen is a true showstopper, featuring floor-to-ceiling solid wood cabinetry, gorgeous quartz countertops, a cozy breakfast nook for casual dining, and all-new sleek stainless-steel appliances. The oversized primary suite offers plenty of room for a king-size bedroom set plus additional space perfect for a home office or cozy sitting area, along with a massive walk-in closet and fully renovated en-suite bath featuring a new stone-top vanity, mirror, lighting, and glass-enclosed walk-in shower. Two additional spacious bedrooms provide comfortable accommodations for guests and endless flexibility for an office, craft room, or additional living space. The large Florida room provides even more space for relaxing or entertaining and opens to an additional fully enclosed bonus lanai that is not included in the home’s heated/cooled square footage. Major improvements include a new A/C system (2026), updated electrical panel (2023), new roof (2022), and new water heater (2025). The home is also ideally situated high and dry in a NON-FLOOD ZONE and NON-EVACUATION ZONE! Highland Lakes offers an incredible lifestyle with a low HOA fee that includes unlimited FREE GOLF on three private executive courses, tennis, pickleball, bocce, shuffleboard, an active clubhouse with countless clubs, activities and fitness classes, plus exclusive access to the Lake Tarpon Lodge featuring a private boat ramp, fishing pier and pontoon boats. Residents also enjoy complimentary RV and boat storage and golf-cart-friendly streets. Just minutes from award-winning Gulf beaches, restaurants, shopping, healthcare, major airports and the Port of Tampa, this exceptional home offers the perfect combination of location, amenities and the Florida lifestyle you’ve been dreaming of. Better than new construction and completely turnkey—just bring your belongings and enjoy! Schedule your private showing today!

3280 Skene Terrace, Palm Harbor
1382 Glengarry Drive, Palm Harbor
$400,000
2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code
Welcome to Highland Lakes, a 55+ community on Lake Tarpon, where comfortable Florida living meets an incredible active-adult lifestyle. This 2-bedroom, 2-bath home offers 1,376 square feet of living space, plus a BONUS ENCLOSED FLORIDA ROOM (not included in square footage). Enjoy your morning coffee, entertain guests, pursue a hobby or simply relax while taking in the surrounding Florida nature and wildlife. The home is located in FLOOD ZONE X and features IMPACT WINDOWS, NEW WATERPROOF VINYL FLOORING, A 3-YEAR-OLD ROOF and a GENERATOR SUBPANEL for added peace of mind. Highland Lakes offers an exceptional array of amenities all included in the low HOA fee. Enjoy unlimited resident golf on three private executive courses or try your hand at tennis, pickleball, bocce and shuffleboard. Take a dip in the olympic-size geothermal-heated pool or spa and mingle with new friends. The clubhouse offers billiards, arts and crafts, woodworking, a lending library and access to the community's lakeside Lodge. Take a tour of Lake Tarpon on the community pontoon boat, and enjoy RV AND BOAT PARKING available to residents, making it easy to enjoy the best of the Florida lifestyle both on and off the water. And then there's the LOCATION, LOCATION, LOCATION. You're approximately 15 minutes from award-winning Gulf Coast beaches, perfect for sunset watching. Head north to the famous Sponge Docks of Tarpon Springs for restaurants and shopping, or south to charming Dunedin for boutique shops, restaurants and entertainment. Innisbrook Golf & Spa Resort is just minutes away, so grab your tickets for the Valspar Championship. Pinellas County parks, Lake Tarpon, cultural attractions, museums, galleries and Tampa Bay's many dining and entertainment destinations are all within easy reach. Tampa International and St. Pete-Clearwater airport are just a short drive away. With the important upgrades already taken care of, all that's left is to pack your bags, clear your calendar and start enjoying the golf, beaches, boating and everything else this incredible Florida lifestyle has to offer.

1382 Glengarry Drive, Palm Harbor
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