Palm Harbor Homes under $400,000

Palm Harbor Homes under $400,000

Welcome to Palm Harbor, Florida – a charming gem nestled along the sun-kissed shores of Pinellas County. Known for its lush landscapes, vibrant community, and a laid-back coastal lifestyle, Palm Harbor is the perfect blend of small-town charm and modern convenience. With its picturesque parks, scenic waterfront views, and a plethora of recreational activities, this delightful city offers residents an idyllic place to call home.

For those seeking an affordable entry into this enchanting area, Palm Harbor boasts a variety of homes priced under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you’ll find a diverse selection of properties that cater to your needs. From cozy single-family homes to charming townhouses, there’s something for everyone in this welcoming community.

The local real estate market is vibrant, with homes that often feature inviting open floor plans, spacious backyards, and proximity to top-rated schools, making it an excellent choice for families. Additionally, residents enjoy easy access to beautiful beaches, golf courses, and a bustling downtown area filled with shops, restaurants, and entertainment options.

Living in Palm Harbor means embracing a lifestyle that values both relaxation and recreation. With its warm climate and friendly atmosphere, you’ll find yourself enjoying outdoor activities year-round, from boating and fishing to hiking and biking along scenic trails.

Discover the charm of Palm Harbor today, and let us help you find your dream home within this captivating community—all without breaking the bank!

Newest Palm Harbor Homes under $400,000

2994 Bonaventure Circle Unit 204, Palm Harbor
$220,000
2 Beds ⋅ 2 Baths ⋅ Bonaventure Condo SubDv. ⋅ 34684 Zip Code
Stunning Upgraded End-Unit Condo overlooking the pool in this Prime Palm Harbor Location! With a bran new AC system and upgraded granit countertops. Just minutes from Mease Countryside Hospital, Countryside Mall, and the pristine shores of Honeymoon Island. Tucked away in a peaceful community, this unique home offers privacy, comfort, and high-end upgrades throughout. Step inside to discover a one-of-akind floor plan featuring soaring cathedral ceilings and a cozy fireplace, creating a spacious yet inviting atmosphere. As an end unit backed up to a serene preserve, The home boasts premium Anderson windows with a lifetime warranty, ensuring energy efficiency and lasting value. The entry is graced by a Forever storm door, adding both security and curb appeal. The master bathroom has been fully renovated, showcasing modern finishes and thoughtful design. Whether you're relaxing indoors or taking in the nature views from your back patio, this home offers the perfect blend of luxury and tranquility. Community amenities include an olympic sized swimming pool, heated spa hot tub, clubhouse, fullyequipped gym, sauna room, plus a dog park for your furry friends!

2994 Bonaventure Circle Unit 204, Palm Harbor
179 Sunshine Dr, Palm Harbor
$400,000
2 Beds ⋅ 2 Baths ⋅ Sunshine Estates SubDv. ⋅ 34684 Zip Code
WELCOME HOME TO SUNSHINE ESTATES.... This WELL MAINTAINED AND MOVE-IN READY 2-bedroom, 2-bath home offers 1,482 square feet of living space PLUS an enclosed 209 square foot Florida room, giving you far more flexibility than the typical 2-bedroom floor plan.... Separate living and family rooms, a dining area and a split-bedroom design create comfortable spaces for everyday living, entertaining or simply spreading out.... At the center of the home, the kitchen features stone countertops, stainless steel appliances approximately four years old, a breakfast bar and an easy connection to the family room.... PLANTATION SHUTTERS throughout the main living areas add a polished custom touch, while UPDATED WINDOWS allow plenty of natural light to fill the home.... The generously sized primary suite measures approximately 19' x 13' and includes a walk-in closet, an additional reach-in closet and private bath.... The second bedroom and full guest bath with double-sink vanity are positioned on the opposite side of the home, offering separation and privacy for guests, family or a home office.... One of the home's most versatile spaces is the enclosed Florida room, surrounded by vinyl windows and offering approximately 209 additional square feet for relaxing, hobbies, morning coffee or simply enjoying the backyard.... Raise the vinyl windows to create more of a three-season room feel, or remove them completely when you want the fully screened-in experience and maximum airflow.... Outside, mature landscaping and a nicely sized yard offer room to enjoy without becoming a full-time maintenance project.... The irrigation system is supplied by a private well with a NEW PUMP.... The oversized 2-car garage provides approximately 485 square feet with room for vehicles, storage and laundry.... HVAC 2013 and Water Heater 2018.... And the location checks some VERY important boxes.... FEMA FLOOD ZONE X, where lenders typically do not require flood insurance.... NO HOA.... ZONED FOR HIGHLY SOUGHT-AFTER PALM HARBOR UNIVERSITY HIGH SCHOOL.... All while being convenient to shopping, restaurants, parks, golf, Honeymoon Island and the downtown areas of Palm Harbor, Tarpon Springs, Ozona and Dunedin.... It's a location that puts so much of what makes northern Pinellas County desirable within easy reach.... If you have been waiting for a Palm Harbor home that gives you MORE SPACE, MORE FLEXIBILITY and MORE VALUE than the typical 2-bedroom option, this may be the one.... COME SEE 179 SUNSHINE DRIVE AND DECIDE FOR YOURSELF.

179 Sunshine Dr, Palm Harbor
913 Sutton Place, Palm Harbor
$365,000
2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code
Virtually Staged. Welcome to 913 Sutton Place! Impeccably clean, beautifully updated, and truly move-in ready, this 2-bedroom, 2-bathroom villa in the highly desirable 55+ community of Highland Lakes offers comfortable Florida living with access to an incredible array of amenities. The beautifully remodeled kitchen features quartz countertops, white shaker cabinetry, and tile flooring, creating a bright and inviting space that opens effortlessly to the main living areas. Plantation shutters and engineered hardwood flooring add warmth and character throughout the living room, while tile flooring in the bedrooms provides easy maintenance and durability. Additional improvements include a newer front entry door, two newer front windows, updated screening on both the front porch and screened-in back lanai, and beautiful landscaping with multiple palm trees. Major updates include a 2020 roof and 2016 A/C, providing added peace of mind. The home also features a one car garage and has a golf cart pad! Highland Lakes is one of Palm Harbor’s most sought-after 55+ communities, offering resort-style amenities including three professionally maintained private executive golf courses, heated pools and spa, shuffleboard, bocce ball, RV and boat storage, a vibrant clubhouse, and an extensive lineup of clubs and activities. Residents also enjoy exclusive access to Lake Tarpon with a private boat ramp and fishing pier, an incredible amenity that truly sets this community apart. Beautifully maintained, thoughtfully updated, and ready for its next owner, 913 Sutton Place is the perfect place to enjoy the Florida lifestyle. Schedule your private showing today!

913 Sutton Place, Palm Harbor
3490 Tealwood Circle, Palm Harbor
$340,000
2 Beds ⋅ 2 Baths ⋅ Tealwood Villas SubDv. ⋅ 34685 Zip Code
MOVE IN READY, UPDATED AND TUCKED INSIDE THE GATED TEALWOOD VILLAS COMMUNITY OF RIDGEMOOR. Welcome to 3490 Tealwood Circle, a beautifully updated 2 bedroom, 2 bathroom villa with a 1 car garage, spacious open living areas and peaceful conservation views. This home has been thoughtfully improved for today’s buyer, allowing you to move in without immediately facing a long list of projects. The interior has been freshly painted, popcorn ceilings have been removed throughout, and luxury vinyl flooring extends through the living room, dining area, bedrooms and laundry room. Updated baseboards, lighting, ceiling fans, blinds and recessed lighting give the home a clean, modern feel. The kitchen combines functionality with convenience and features a newer refrigerator, dishwasher, disposal and kitchen sink, along with a touch activated faucet and recessed lighting. Smart home features include a Honeywell smart thermostat, select smart switches, a MyQ smart garage system and security cameras at the front and rear of the home. Both bathrooms have received significant updates. The primary bathroom was completely remodeled and includes a frameless shower door, while the guest bathroom features an updated vanity, lighting and stone countertop. The primary suite also includes an organized walk in closet system for added storage and functionality. One of the standout features of this home is the relaxing view behind the property. The main living area opens toward the screened outdoor space and conservation area, creating a peaceful setting without another home directly behind you. Whats More? As you sit on your enclosed rear patio you can enjoy all the beautiful views of nature - birds, deer, peacock, turkeys and more! What a way to enjoy Florida living and outdoor entertaining. Additional improvements include a 2024 water heater, newer washer and dryer and updated fixtures. Tealwood Villas offers the benefits of gated, low maintenance living within the Ridgemoor community. Residents enjoy access to community amenities including a pool, tennis courts, walking and biking areas, playgrounds and green spaces. The community is conveniently located near parks, recreation, shopping, dining and many of the destinations that make the Palm Harbor and East Lake area so desirable. If you have been looking for a Palm Harbor villa that combines updated interiors, smart home conveniences, outdoor living, community amenities and a peaceful setting, 3490 Tealwood Circle deserves a look.

3490 Tealwood Circle, Palm Harbor
3505 Tarpon Woods Boulevard Unit K406, Palm Harbor
$180,000
2 Beds ⋅ 2 Baths ⋅ Tarpon Woods Condo SubDv. ⋅ 34685 Zip Code
A rare first-floor corner unit that has been meticulously maintained and has great potential! This condo has more than 1,400 square feet, and an enormous wraparound screened lanai overlooking the golf course make this Tarpon Woods villa-style condo anything but ordinary. With 2 bedrooms, 2 full baths, 1,412 square feet, dedicated covered parking, and no stairs to navigate, the floor plan offers the space of a home with the ease of condo living! Inside, vaulted ceilings with exposed wood beams give the living and dining areas architectural character, while warm laminate flooring and multiple sliding glass doors connect the interior to the lanai. There is plenty of room to create separate living and dining spaces, with a traditional chandelier defining the dining area and built-in cabinetry providing useful storage and serving space. A large storage closet near the front entry takes care of the things you want close at hand but out of sight. The generously sized kitchen offers abundant cabinetry and counter space, a corner sink beneath two windows, recessed lighting, a ceiling fan, tile flooring, and a wide pass-through to the dining area. There is even enough open floor space to consider a breakfast table, movable worktable, or small island. The washer, dryer, and kitchen appliances have received updated parts and maintenance. The primary bedroom is exceptionally spacious, stretching approximately 31 feet in length with room for a king-size bed plus a sitting, reading, or desk area. Sliding glass doors provide direct access to the lanai. The primary bath includes a long double-sink vanity and separate shower; the toilet and tile flooring were updated in 2013. The second bedroom measures approximately 13' x 14' and works equally well for guests, an office, or both, with the second full bath nearby. New carpet was installed in both bedrooms in 2025. And then there is the lanai. At approximately 26' x 22', this expansive screened outdoor living area wraps around the condo with room for dining, lounging, entertaining, and plants. The lanai wood was repaired, screens were replaced and tightened in 2025, and new light fixtures were added in 2024. With HOA approval, the porch may also offer possibilities for enclosure and additional roof covering. Mature trees, open green space, and the golf course create the backdrop, where deer, turkey, hawks, and other birds and wildlife are regularly seen. Important updates and maintenance include a new A/C in March 2021, serviced under a regular six-month maintenance schedule; water heater in June 2024, drained regularly; washer/dryer hookup updated in 2024; new doorbell in 2021; and exterior tree pruning in 2025 to keep branches away from the roof. Tarpon Woods offers a community pool and spa, recreational facilities, sidewalks, mature landscaping, dedicated covered parking, and additional guest parking. From this Palm Harbor location, you’re close to golf, Lake Tarpon, parks and biking paths, shopping, dining, medical services, Gulf beaches, the Tarpon Springs Sponge Docks, and area airports — while coming home to a quiet, tree-filled setting beside the golf course.

3505 Tarpon Woods Boulevard Unit K406, Palm Harbor
4805 Alt 19 Unit 422, Palm Harbor
$113,000
1 Beds ⋅ 1 Baths ⋅ Cove Spgs Condo SubDv. ⋅ 34683 Zip Code
Move right into this beautifully renovated and spacious 1-bedroom, 1-bathroom second-floor condo in Cove Springs, a unique waterfront community nestled at the end of a spring-fed canal. Nearly every major component has been thoughtfully updated, including the beautifully remodeled kitchen featuring granite countertops, stainless steel appliances, and wood cabinetry; a renovated bathroom; and all-new hurricane-rated windows. The spacious bedroom offers a walk-in closet, while the bright living area opens to a screened balcony overlooking mature trees, creating a peaceful and private setting to enjoy the Florida lifestyle. Cove Springs offers an array of amenities, including a screened community pool, kayak and canoe launch and storage with Gulf access, a gazebo picnic area, and a fishing pier. Conveniently located near the Pinellas Trail, Dunedin Causeway, Honeymoon Island, Sunset Beach, Wall Springs Park, Fred Howard Park, and the renowned Tarpon Springs Sponge Docks. Innisbrook Golf Resort is also just minutes away. For added convenience, public transportation is available directly across the street. This exceptional condo offers a wonderful combination of comfort, updates, waterfront amenities, and an ideal location for enjoying all that the Florida Gulf Coast.

4805 Alt 19 Unit 422, Palm Harbor
4031 Bluff Oak Court, Palm Harbor
$289,000
3 Beds ⋅ 2 Baths ⋅ Strathmore Gate East SubDv. ⋅ 34684 Zip Code
RARE 3-BEDROOM CORNER-END VILLA | LOW $450 MONTHLY MAINTENANCE | NO FLOOD INSURANCE REQUIRED! Welcome to this beautifully maintained and rarely available 3-bedroom, 2-bath corner/end-unit villa in the highly desirable Strathmore Gates community! Offering nearly 1,300 square feet of comfortable living space, this villa delivers the space and privacy of a single-family home without the exterior maintenance. Mrs. Clean lives here! Pride of ownership shines throughout, with thoughtful updates and meticulous care at every turn. Step inside through the huge foyer entrance and discover a bright, welcoming interior featuring fresh NEW interior paint, plush NEW bedroom carpeting, upgraded solid wood interior doors, crown molding, NEW overhead and spotlighting, and three NEW ceiling fans & Updated second bath. The spacious living room features beautiful hardwood flooring, while tile flooring adds durability and style throughout other areas. Plenty of storage available, pantry , 2 walk in closets and outdoor storage closet. The Craft-Maid Wood kitchen cabinetry is complemented by Corian countertops and a practical layout perfect for everyday living and entertaining. All appliances are in excellent working order, and the convenience of an in-home washer and dryer makes daily life easy. The oversized primary suite offers plenty of room to relax, 2 closets - one is large walk in, a private ensuite bath, and sliders leading directly to the home's spectacular vinyl-enclosed rear patio. This peaceful private retreat overlooks a beautiful wooded backdrop, where you can enjoy your morning coffee while deer and birds make regular appearances. There's also a front open patio with sliding doors, giving you even more opportunities to enjoy Florida's outdoor lifestyle. 3rd bedroom has custom french style door and large walk in closet can be a great office as well. Roof 2023 and A/C in 2013. The home also offers ample parking directly in front and sits in a quiet cul-de-sac location. And then there's the community! Strathmore Gates is super pet-friendly, allowing up to 2 dogs with NO weight limit, plus residents enjoy a community pool, tennis courts and pickleball. Monthly maintenance is only $450, and NO FLOOD INSURANCE is required! The location is hard to beat — just minutes from Publix, shopping, restaurants, schools and everyday conveniences. If you've been searching for a spacious 3-bedroom home with privacy, updates, outdoor living and resort-style amenities — without the hassle of maintaining a single-family home — this rare corner villa deserves to be at the top of your list!

4031 Bluff Oak Court, Palm Harbor
2712 Bentley Drive, Palm Harbor
$275,000
2 Beds ⋅ 2 Baths ⋅ Village At Bentley Park SubDv. ⋅ 34684 Zip Code
Welcome to this charming two-bedroom, two-bathroom villa in the Village at Bentley Park in Palm Harbor. A 2021 roof and 2018 AC provide added peace of mind, while the interior offers a comfortable layout. Inside, you will find wood-look tile flooring, vaulted ceilings, and a spacious living room and dining room combination. The kitchen features stainless steel appliances, quartz countertops, and plenty of cabinetry for excellent storage and organization, along with a convenient breakfast nook. The split-bedroom layout provides privacy, with the primary bedroom offering a private bathroom, tub/shower combination, stone-top vanity, and walk-in closet. The additional bedroom is nicely sized, while the second bathroom features an updated shower panel with multiple shower stream options. Ceiling fans throughout add comfort, and the convenience of an in-unit washer and dryer makes everyday living easy. Step outside to the screened-in back porch, the perfect spot to relax and enjoy Florida's beautiful weather. The home also includes TWO assigned parking spaces. Residents of Village at Bentley Park can enjoy community amenities including a pool and tennis/pickleball courts. Ideally located near a variety of dining options and shopping centers, with a short drive to the Gulf beaches, Lake Tarpon, and Innisbrook, this villa offers a convenient Palm Harbor lifestyle with plenty to enjoy nearby.

2712 Bentley Drive, Palm Harbor
2245 Alden Lane Unit F, Palm Harbor
$245,000
2 Beds ⋅ 2 Baths ⋅ Villas Of Beacon Groves SubDv. ⋅ 34683 Zip Code
2024 ROOF - 2025 IMPACT WINDOWS - 2026 HVAC - This 2-bedroom, 2-bath END-UNIT VILLA offers 1,030 square feet of single-story living in Villas of Beacon Groves and is currently zoned for highly regarded Palm Harbor University High School. Inside, the light-filled living and dining areas flow into a functional kitchen with stainless steel appliances and pantry storage. The spacious primary bedroom features a walk-in closet and private bath, while the second bedroom and full guest bath provide additional living flexibility. A Florida room adds valuable space for a home office, sitting area, hobbies, or entertaining. As an END UNIT with only one adjoining residence, the villa offers added privacy and a beautiful patio to sit out on in the backyard. This also has an exceptionally spacious attic with standing room for additional storage. Conveniently located in PALM HARBOR near shopping, dining, recreation, major roadways, and Gulf Coast destinations. With major updates already completed, IMPACT WINDOWS, END-UNIT location, and LOW-MAINTENANCE living, this Palm Harbor villa is ready to enjoy. Schedule you showing today!

2245 Alden Lane Unit F, Palm Harbor
1109 Tartan Drive Unit B, Palm Harbor
$279,000
2 Beds ⋅ 2 Baths ⋅ Greenview Villas Condo I SubDv. ⋅ 34684 Zip Code
Highland Lakes known for its golf courses, are included in your fees... 3 courses, Red, White and Blue! This updated and upgraded Villa is move in ready, furniture included. Granite countertops, newer appliances and flooring, dry bar in Living room, open, airy and comfortable. Your vista out the back from your climate controlled Lanai, is the golf course...Hole 6 on the White course! Enjoy morning breakfast or evening happy hour watching the golfers. The amenities of the main club are too numerous to mention! You have 3 pools to choose from, one heated in the main club area, a private pool steps from the unit, and a 3rd one at the lodge on Lake Tarpon! This unit is furnished with a NEW TV which has a 3 yr. warranty, sound system hooked to the TV with an optical system and Blue Tooth sub-woofer, A/C is 1 yr. old, Floors & Hot water heater are 2 yrs. old, Roof 5 Yrs. Your fees cover the exterior of the building, including the roof, cable & wifi, water, sewer, trash, grass cutting, insurance on the exterior and subteranium termite traps. Garage was just sided 1 1/2 yrs ago by Assoc. It is immaculate inside and out, you can live the ultimate Florida lifestyle in this premier 55+ Golf community. Don't miss this opportunity it is a beauty!!!

1109 Tartan Drive Unit B, Palm Harbor
3540 Countrybrook Lane Unit 16, Palm Harbor
$299,990
2 Beds ⋅ 2 Baths ⋅ Countrybrook Condo SubDv. ⋅ 34684 Zip Code
EXTENSIVELY UPDATED FIRST-FLOOR CORNER VILLA IN PALM HARBOR! Welcome to Countrybrook, a peaceful, park-like condominium community nestled in the highly desirable Countryside area. Surrounded by mature trees, lush landscaping, and beautiful conservation views, this spacious 2-bedroom, 2-bath corner villa offers the low-maintenance Florida lifestyle seasonal and year-round residents are searching for. Beautifully updated and maintained in mint condition, this move-in-ready Palm Harbor condo features a fully remodeled kitchen and bathrooms completed in 2020, updated cabinetry and countertops, fresh interior paint, a 2024 HVAC system, and a beautifully finished fireplace hearth. A custom wet bar with granite countertops and coordinating cabinetry creates an inviting space for entertaining family and friends. The desirable first-floor corner location offers easy access, additional privacy, and an abundance of natural light. The spacious floor plan, in-unit laundry, and thoughtfully updated living areas make this floor plan comfortable, functional, and ready to enjoy from day one. Countrybrook residents enjoy a sparkling community swimming pool, covered or assigned parking, beautifully maintained grounds and a quiet setting with scenic wooded and conservation views. The community’s established landscaping, generously sized residences, and tranquil atmosphere set it apart from many other Palm Harbor condominiums. Conveniently located near shopping, restaurants, medical facilities, parks, golf courses and everything the Tampa Bay area has to offer. Enjoy easy access to Countryside, Downtown Dunedin, Safety Harbor, Honeymoon Island State Park, Gulf beaches and Tampa International Airport. Countrybrook is not an age-restricted community, and the property is located outside a designated flood zone. Whether you are searching for a primary residence, seasonal Florida retreat or low-maintenance Palm Harbor home, this beautifully renovated first-floor corner villa is an exceptional opportunity. Let's start enjoying the Florida lifestyle!

3540 Countrybrook Lane Unit 16, Palm Harbor
1619 Whithorn Place Unit B, Palm Harbor
$249,000
2 Beds ⋅ 2 Baths ⋅ Highland Lakes Condo SubDv. ⋅ 34684 Zip Code
Welcome to this Beautifully Updated 2-bedroom, 2-bath Villa in Highland Lakes, Palm Harbor’s premier 55+ Golf community! Tucked away at the back of a quiet cul-de-sac with no immediate rear neighbors, this home offers exceptional privacy with no traffic or buildings directly in front and Golf Membership included. Step inside to a stylish, thoughtfully updated interior. The kitchen features sleek wood cabinetry, quartz countertops, and distinctive art-tile backsplash walls. Beautiful tile flows throughout the kitchen, living room, dining area, and hallway, offering the elegant look of natural stone with easier everyday maintenance. Both bathrooms have also been tastefully updated. The bedroom closets feature California Closets, providing beautifully organized space and thoughtful built-in storage. A spacious sunroom adds valuable year-round living space. It’s the perfect spot for morning coffee, relaxing, or entertaining guests. Additional features include an attached garage, concrete block construction, updated insulated hurricane windows, and an updated hurricane garage door. The HVAC system was replaced in 2022 and new Roof 2026! Enjoy the ease of maintenance-free living, with the condo maintenance fee covering cable TV, high-speed internet, water, sewer, building insurance, trash removal, lawn care, and exterior maintenance. The Highland Lakes HOA fee includes all Golf membership privileges. The main clubhouse offers entertainment and social events, while fitness, recreation, arts, interests, and hobby programs provide something for everyone. The Lake Tarpon Lodge offers even more amenities, including a second heated pool, picnic and party facilities, fishing pier, community pontoon boats, and secure complimentary RV and boat storage. Conveniently located just minutes from Trader Joe's, Shopping, Beautiful Gulf beaches, restaurants, and everyday conveniences. Non Evacuation No flood zone and no CDD fees! This Highland Lakes villa is a must-see. Call today to schedule your private showing!

1619 Whithorn Place Unit B, Palm Harbor
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