Palm Harbor Homes with Lake Front Water Frontage

Palm Harbor Homes with Lake Front Water Frontage

Welcome to Palm Harbor, a charming city located in Pinellas County, Florida. Known for its picturesque landscapes and vibrant community, Palm Harbor offers a unique blend of suburban tranquility and modern amenities.

One of the most sought-after features in Palm Harbor is the abundance of homes with lakefront and waterfront access. Imagine waking up to stunning views of the glistening water right in your backyard, where you can enjoy activities like boating, fishing, or simply relaxing by the shore. Whether you're looking for a peaceful retreat or an active lifestyle on the water, Palm Harbor has something for everyone.

With a variety of real estate options available, from cozy waterfront cottages to luxurious lakefront estates, finding your dream home in Palm Harbor is a breeze. Whether you're a nature enthusiast, water lover, or simply seeking a serene environment to call home, Palm Harbor's homes with lakefront water frontage offer the perfect blend of beauty and tranquility.

Explore the unique neighborhoods, top-rated schools, and vibrant local amenities that Palm Harbor has to offer. Experience the best of waterfront living in this charming city where every day feels like a vacation. Find your slice of paradise in Palm Harbor and make your dream of owning a waterfront home a reality.

Newest Palm Harbor Homes with Lake Front Water Frontage

913 Sutton Place, Palm Harbor
$365,000
2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code
Virtually Staged. Welcome to 913 Sutton Place! Impeccably clean, beautifully updated, and truly move-in ready, this 2-bedroom, 2-bathroom villa in the highly desirable 55+ community of Highland Lakes offers comfortable Florida living with access to an incredible array of amenities. The beautifully remodeled kitchen features quartz countertops, white shaker cabinetry, and tile flooring, creating a bright and inviting space that opens effortlessly to the main living areas. Plantation shutters and engineered hardwood flooring add warmth and character throughout the living room, while tile flooring in the bedrooms provides easy maintenance and durability. Additional improvements include a newer front entry door, two newer front windows, updated screening on both the front porch and screened-in back lanai, and beautiful landscaping with multiple palm trees. Major updates include a 2020 roof and 2016 A/C, providing added peace of mind. The home also features a one car garage and has a golf cart pad! Highland Lakes is one of Palm Harbor’s most sought-after 55+ communities, offering resort-style amenities including three professionally maintained private executive golf courses, heated pools and spa, shuffleboard, bocce ball, RV and boat storage, a vibrant clubhouse, and an extensive lineup of clubs and activities. Residents also enjoy exclusive access to Lake Tarpon with a private boat ramp and fishing pier, an incredible amenity that truly sets this community apart. Beautifully maintained, thoughtfully updated, and ready for its next owner, 913 Sutton Place is the perfect place to enjoy the Florida lifestyle. Schedule your private showing today!

913 Sutton Place, Palm Harbor
4805 Alt 19 Unit 422, Palm Harbor
$113,000
1 Beds ⋅ 1 Baths ⋅ Cove Spgs Condo SubDv. ⋅ 34683 Zip Code
Move right into this beautifully renovated and spacious 1-bedroom, 1-bathroom second-floor condo in Cove Springs, a unique waterfront community nestled at the end of a spring-fed canal. Nearly every major component has been thoughtfully updated, including the beautifully remodeled kitchen featuring granite countertops, stainless steel appliances, and wood cabinetry; a renovated bathroom; and all-new hurricane-rated windows. The spacious bedroom offers a walk-in closet, while the bright living area opens to a screened balcony overlooking mature trees, creating a peaceful and private setting to enjoy the Florida lifestyle. Cove Springs offers an array of amenities, including a screened community pool, kayak and canoe launch and storage with Gulf access, a gazebo picnic area, and a fishing pier. Conveniently located near the Pinellas Trail, Dunedin Causeway, Honeymoon Island, Sunset Beach, Wall Springs Park, Fred Howard Park, and the renowned Tarpon Springs Sponge Docks. Innisbrook Golf Resort is also just minutes away. For added convenience, public transportation is available directly across the street. This exceptional condo offers a wonderful combination of comfort, updates, waterfront amenities, and an ideal location for enjoying all that the Florida Gulf Coast.

4805 Alt 19 Unit 422, Palm Harbor
3157 N Canal Drive, Palm Harbor
$1,750,000
5 Beds ⋅ 4 Baths ⋅ Lake Tarpon Estates SubDv. ⋅ 34684 Zip Code
Discover this beautifully updated “Lake Tarpon Luxury Waterfront Home.” Canal home offering direct access to Lake Tarpon and an exceptional blend of luxury, functionality, and long-term durability. This spacious 5-bedroom, 3.5-bath, 4,496 sq ft residence features a rare first-floor mother-in-law suite with a private close-off pocket door option, ideal for guests, multigenerational living, or extended stays. A standout feature is the oversized 3-car garage, complete with a built-in 10×10 storage room and extensive built-in shelving, providing unmatched storage and organization. The home has undergone major capital improvements in recent years, making it truly move-in ready. A new roof was installed in April 2021, followed by three new HVAC systems replaced in May 2023 for optimal comfort and efficiency. In October 2019, the entire exterior was upgraded with Hardie-Board color plus siding installed over full house wrap, eliminating the need for ongoing painting and offering superior moisture and pest resistance. That same year, all windows and pool-deck sliding doors were replaced (October 2019), enhancing hurricane resilience, energy efficiency, and insurance savings. Outdoor living shines with a large screened pool enclosure and a fully refurbished private dock completed in September 2023, featuring davits, covered lifts, and direct canal access for boating enthusiasts. Inside, the home boasts two full kitchens, two laundry rooms, a dramatic three-story foyer, and premium finishes throughout. For buyers seeking a turn-key experience, the property can be purchased fully furnished, offering a seamless transition into one of Palm Harbor’s most desirable waterfront lifestyles. NOTE- NO HOA FEES, NO DEED RESTRICTIONS, NO FLOOD INSURANCE- SEE LOMA ATTACHED. “Includes full 360° virtual tour and walkable video for remote buyers.” SEE ATTACHMENTS AND VIDEO TOUR LINKS- INCLUDES FLOOR PLAN LAYOUT INTERFACE WITH 360 VIDEO WALK THRU

3157 N Canal Drive, Palm Harbor
3275 Cobbs Drive, Palm Harbor
$925,000
4 Beds ⋅ 2 Baths ⋅ Estates At Cobbs Landing The Ph Ii SubDv. ⋅ 34684 Zip Code
Welcome to 3275 Cobbs Dr, a spacious Palm Harbor residence offering an exceptional blend of generous living spaces, outdoor living, Lake Tarpon access, and energy-efficient features. Located in Estates at Cobbs Landing, this 4-bedroom, 2-bath home offers 2,756 heated square feet and sits on an expansive 0.34-acre lot measuring approximately 89 x 167 feet. The interior features an open floor plan with vaulted and high ceilings, skylights, solid wood cabinetry, stone and solid-surface countertops, walk-in closets, and a kitchen and family room combination designed for comfortable everyday living and entertaining. A separate formal dining room provides additional space for gatherings, while the family room features a stone wood-burning fireplace. The primary bedroom is conveniently located on the main floor. Outdoor living takes center stage with a private 25x10 heated pool featuring a child safety fence, pool lighting, and a solar-powered pool pump. The pool area is complemented by mature landscaping, fruit trees, and a screened rear porch for enjoying the Florida outdoors. Water access adds another dimension to the lifestyle, with access to the Bay/Harbor, a private boat ramp, fishing pier, and skiing allowed. Adding valuable energy efficiency, the property features a fully paid, owned SOLAR energy system, which can significantly reduce electricity costs depending on energy usage and solar production. The home also features reclaimed-water irrigation, irrigation systems, rain gutters, exterior lighting, sliding doors, underground utilities, and sits above the flood plain. Set on a paved dead-end street with a south-facing front exposure, 3275 Cobbs Dr offers substantial indoor and outdoor space, a private heated pool, water-access amenities. Enjoy Cobb's Landing Amenities: Lake Tarpon access, community boat/ramp/wet slips available for annual lease, park, playground, 2-tennis courts, basketball court.

3275 Cobbs Drive, Palm Harbor
1681 Macdonnell Court, Palm Harbor
$435,500
2 Beds ⋅ 2 Baths ⋅ Highland Lakes Unit 14 Ph 2 SubDv. ⋅ 34684 Zip Code
Experience refined 55+ living in Highland Lakes, one of Palm Harbor’s most desirable active-adult communities. This beautifully maintained 2-bedroom, 2-bath residence offers 1,879 sq. ft. of thoughtfully designed living space, plus an additional newly finished approximately 300 sq. ft. bonus room with large hurricane windows. The versatile bonus space is ideal for a private office, studio, fitness room, hobby area, or additional entertaining space. A light-filled interior and desirable split-bedroom floor plan create an inviting sense of comfort and privacy. The formal living and dining rooms provide elegant spaces for entertaining, while the spacious family room offers a relaxed setting for everyday living. The well-appointed kitchen features generous cabinetry and storage. The private primary suite is thoughtfully separated from the secondary bedrooms for a peaceful retreat. Highland Lakes offers an exceptional resort-style lifestyle with free, unlimited golf on three private executive courses, tennis and pickleball, complimentary RV/boat storage, and an impressive clubhouse featuring an Olympic-sized heated pool and spa, billiards, library, craft rooms, professional woodshop, auditorium, and extensive social activities. The Lake Tarpon Lodge adds another level of recreation with a heated pool, whirlpool, fishing pier, private boat ramp, community pontoon boats, and beautiful lakefront gathering spaces. Situated in a high-elevation area outside the flood hazard zone and conveniently located near Gulf beaches, shopping, dining, medical facilities, entertainment, and two international airports. A beautifully appointed home with exceptional additional space and an extraordinary Palm Harbor lifestyle awaits.

1681 Macdonnell Court, Palm Harbor
3280 Skene Terrace, Palm Harbor
$510,000
3 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code
Virtually Staged. Experience the best of Florida living in this beautifully renovated and rarely available 3-bedroom, 2-bath, 2-car garage home with nearly 1,900 heated square feet, a large interior laundry room, and an oversized nearly quarter-acre lot perfectly situated on a quiet cul-de-sac just steps from the main clubhouse in Palm Harbor’s premier 55+ golf community, Highland Lakes! Everything is NEW, NEW, NEW! From the moment you step inside, you’ll be greeted by stunning new flooring flowing seamlessly throughout the home, fresh paint and baseboards, all-new fans, fixtures and hardware, new recessed lighting, zero popcorn ceilings, a skylight in the main living area, large updated windows, and beautiful views throughout the newly opened floor plan. The remodeled and opened kitchen is a true showstopper, featuring floor-to-ceiling solid wood cabinetry, gorgeous quartz countertops, a cozy breakfast nook for casual dining, and all-new sleek stainless-steel appliances. The oversized primary suite offers plenty of room for a king-size bedroom set plus additional space perfect for a home office or cozy sitting area, along with a massive walk-in closet and fully renovated en-suite bath featuring a new stone-top vanity, mirror, lighting, and glass-enclosed walk-in shower. Two additional spacious bedrooms provide comfortable accommodations for guests and endless flexibility for an office, craft room, or additional living space. The large Florida room provides even more space for relaxing or entertaining and opens to an additional fully enclosed bonus lanai that is not included in the home’s heated/cooled square footage. Major improvements include a new A/C system (2026), updated electrical panel (2023), new roof (2022), and new water heater (2025). The home is also ideally situated high and dry in a NON-FLOOD ZONE and NON-EVACUATION ZONE! Highland Lakes offers an incredible lifestyle with a low HOA fee that includes unlimited FREE GOLF on three private executive courses, tennis, pickleball, bocce, shuffleboard, an active clubhouse with countless clubs, activities and fitness classes, plus exclusive access to the Lake Tarpon Lodge featuring a private boat ramp, fishing pier and pontoon boats. Residents also enjoy complimentary RV and boat storage and golf-cart-friendly streets. Just minutes from award-winning Gulf beaches, restaurants, shopping, healthcare, major airports and the Port of Tampa, this exceptional home offers the perfect combination of location, amenities and the Florida lifestyle you’ve been dreaming of. Better than new construction and completely turnkey—just bring your belongings and enjoy! Schedule your private showing today!

3280 Skene Terrace, Palm Harbor
1382 Glengarry Drive, Palm Harbor
$400,000
2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code
Welcome to Highland Lakes, a 55+ community on Lake Tarpon, where comfortable Florida living meets an incredible active-adult lifestyle. This 2-bedroom, 2-bath home offers 1,376 square feet of living space, plus a BONUS ENCLOSED FLORIDA ROOM (not included in square footage). Enjoy your morning coffee, entertain guests, pursue a hobby or simply relax while taking in the surrounding Florida nature and wildlife. The home is located in FLOOD ZONE X and features IMPACT WINDOWS, NEW WATERPROOF VINYL FLOORING, A 3-YEAR-OLD ROOF and a GENERATOR SUBPANEL for added peace of mind. Highland Lakes offers an exceptional array of amenities all included in the low HOA fee. Enjoy unlimited resident golf on three private executive courses or try your hand at tennis, pickleball, bocce and shuffleboard. Take a dip in the olympic-size geothermal-heated pool or spa and mingle with new friends. The clubhouse offers billiards, arts and crafts, woodworking, a lending library and access to the community's lakeside Lodge. Take a tour of Lake Tarpon on the community pontoon boat, and enjoy RV AND BOAT PARKING available to residents, making it easy to enjoy the best of the Florida lifestyle both on and off the water. And then there's the LOCATION, LOCATION, LOCATION. You're approximately 15 minutes from award-winning Gulf Coast beaches, perfect for sunset watching. Head north to the famous Sponge Docks of Tarpon Springs for restaurants and shopping, or south to charming Dunedin for boutique shops, restaurants and entertainment. Innisbrook Golf & Spa Resort is just minutes away, so grab your tickets for the Valspar Championship. Pinellas County parks, Lake Tarpon, cultural attractions, museums, galleries and Tampa Bay's many dining and entertainment destinations are all within easy reach. Tampa International and St. Pete-Clearwater airport are just a short drive away. With the important upgrades already taken care of, all that's left is to pack your bags, clear your calendar and start enjoying the golf, beaches, boating and everything else this incredible Florida lifestyle has to offer.

1382 Glengarry Drive, Palm Harbor
2595 Cyprus Drive Unit 4-219, Palm Harbor
$180,000
2 Beds ⋅ 2 Baths ⋅ Lake Tarpon Villas Condo SubDv. ⋅ 34684 Zip Code
Welcome to Lake Tarpon Villas, a tranquil waterfront community set directly on a freshwater canal that leads straight into Lake Tarpon. This spacious second-floor, 2-bedroom, 2-bath condo delivers 975 square feet of open living, with vaulted ceilings that give the space extra breathing room, a large breakfast bar, and generously sized bedrooms. Two private patios overlook the water, and one even has its own staircase up to a private observation deck. Furnishings can remain if desired, making move-in even easier. This community allows Airbnb and VRBO rentals with zero restrictions, no waiting period, and both nightly and weekly stays permitted. Whether you're after a full-time home, a seasonal escape, or an investment that starts earning the moment you close, this unit is built to deliver. At just $475 a month, the HOA covers cable, internet, sewer, water, and trash. Residents also get a waterfront pool and heated spa, a clubhouse with kitchenette and game space, community boat docks, boat trailer storage, and a dedicated boat/car wash area. The location is top notch, minutes from award-winning Gulf beaches, championship golf, and standout shopping and dining, all while staying tucked into a quiet waterfront escape. This is turnkey waterfront living with real income potential. Schedule your private showing today and don't miss out!

2595 Cyprus Drive Unit 4-219, Palm Harbor
3612 Windber Boulevard, Palm Harbor
$975,000
4 Beds ⋅ 4 Baths ⋅ Westmonte Ests SubDv. ⋅ 34685 Zip Code
Welcome to an exceptional Palm Harbor retreat where timeless ranch-style architecture meets elevated Florida outdoor living. Set within a desirable gated community and surrounded by mature natural beauty, this expansive single-story residence offers a distinctive combination of privacy, space and effortless indoor-outdoor living. The thoughtfully designed ranch footprint provides a comfortable flow for everyday living and entertaining, with generous living spaces and an inviting connection to the spectacular outdoor environment. Views toward the conservation setting and pond create a peaceful backdrop rarely found in such a convenient location. The true showpiece is the expansive outdoor living area. A beautifully appointed summer kitchen, substantial paver terrace with decorative inlay, and impressive tongue-and-groove wood ceiling create an elegant yet relaxed setting for everything from casual family gatherings to sophisticated entertaining. The screened outdoor living space opens beautifully to the pool and spa, allowing the Florida lifestyle to take center stage while maintaining privacy and a strong connection to nature. With its lush surroundings, generous lot, mature landscaping and resort-inspired outdoor spaces, this home delivers an atmosphere that feels both private and welcoming. Inside, the spacious single-level design offers the versatility today's buyers seek, while the property's established character and thoughtful improvements provide a distinctive alternative to newer construction. Public property records and prior listing data describe the residence as approximately 3,736 square feet with four bedrooms, four baths, and a large 0.42-acre homesite. Located in the sought-after East Lake/Palm Harbor area, the property offers convenient access to parks, recreation, shopping, dining, major roadways and the Gulf Coast lifestyle. Nearby schools listed in current property data include Cypress Woods Elementary, Joseph L. Carwise Middle and East Lake High School; buyers should verify current school assignments with Pinellas County Schools. A rare opportunity to own a spacious Palm Harbor ranch home where privacy, natural surroundings and extraordinary outdoor living come together in one remarkable setting

3612 Windber Boulevard, Palm Harbor
3559 Sylvan Edge Drive, Palm Harbor
$499,990
3 Beds ⋅ 2 Baths ⋅ Parkside At Lansbrook SubDv. ⋅ 34685 Zip Code
Welcome to your eco-friendly oasis! This immaculate 3-bedroom, 2-bathroom home offers the perfect blend of modern luxury, energy efficiency, and seamless indoor-outdoor living. Enjoy dramatically reduced electric bills thanks to FULLY PAID-OFF solar panels paired with a Tesla Powerwall battery system and Tesla EV charger—providing incredible efficiency and reliable backup power. Step inside to an open-concept layout featuring a chef-inspired kitchen equipped with a premium induction cooktop, stylish finishes, and included washer and dryer for complete turn-key convenience. A whole-home water softener ensures top-tier water quality throughout. Unwind or entertain in style on your expansive, extended screened lanai—the ideal space for outdoor dining, morning coffee, or evening relaxation without the bugs. Featuring 3 spacious bedrooms, 2.5 baths, and high-value tech upgrades throughout, this move-in ready gem is a rare find. Schedule your private showing today!

3559 Sylvan Edge Drive, Palm Harbor
3334 Killdeer Place, Palm Harbor
$315,000
2 Beds ⋅ 2 Baths ⋅ Clearing The SubDv. ⋅ 34685 Zip Code
Virtually Staged. PRIDE OF OWNERSHIP shines throughout this beautifully maintained 2-bedroom, 2-bath villa in The Clearing, ideally located in Palm Harbor’s highly desirable East Lake/Lansbrook corridor. Enjoy easy, maintenance-free living along with a peaceful pond and conservation setting! Inside, the bright and open floor plan features high ceilings, plantation shutters, crown moulding, recessed lighting, and easy-care tile and laminate flooring. The spacious eat-in kitchen offers solid wood cabinetry, granite countertops, abundant storage, and a pass-through to the dining area that creates an open, connected feel. Some listing photos have been virtually staged to illustrate potential furniture placement and use of space. Virtual staging includes furnishings and décor only; the property is being offered in its current physical condition. All information deemed accurate, buyers and buyers agent to verify. One of the home’s standout features is the FULLY ENCLOSED AND AIR-CONDITIONED LANAI, providing additional year-round living space and a wonderful place to relax while enjoying the tranquil pond view. The primary suite offers privacy and an updated bath, while the second bedroom is conveniently located near the additional full bath—perfect for guests, a home office, or flexible living space. Major improvements include HVAC (2021), tankless water heater (2021), exterior paint (2026), and roof replacement (2017 per HOA). The home also includes a water softener and a covered carport space conveniently located just outside the door, with additional open parking available for guests. The Clearing offers a true low-maintenance Florida lifestyle, with the association maintaining the lawn, roof, exterior painting, community pool, ponds and fountains, and also including water, sewer and trash service. Two pets are welcome with no size restriction. The LOCATION is hard to beat! The YMCA is approximately half a mile away, with shopping, restaurants, grocery stores, golf and everyday conveniences nearby. Outdoor enthusiasts will love being close to John Chesnut Sr. Park, offering nature trails, boardwalks, kayaking and canoeing, playgrounds, a boat ramp and dog park. The Pinellas Trail, Lansbrook Golf Club, Tarpon Springs Sponge Docks and beautiful Gulf Coast beaches are also within easy reach. Move-in ready, beautifully maintained and positioned to enjoy the Florida lifestyle—3334 Killdeer Place is ready to welcome you home!

3334 Killdeer Place, Palm Harbor
2615 Landing Way, Palm Harbor
$775,000
4 Beds ⋅ 3 Baths ⋅ Estates At Cobbs Landing The Ph Ii SubDv. ⋅ 34684 Zip Code
COBB’S LANDING AT ITS FINEST! This beautifully remodeled 4-bedroom, 3-bath pool home offers 2,709 square feet of comfortable Florida living in one of Palm Harbor’s most sought-after communities. The spacious split-bedroom floor plan features soaring ceilings, 10-foot sliding doors, and generous living and family rooms that open to the pool and outdoor living area. At the heart of the home is a beautifully remodeled kitchen featuring crisp white cabinetry, a gorgeous designer backsplash, quartz countertops, and abundant prep and storage space. The private primary suite overlooks the pool and includes a spacious bath with dual vanities, soaking tub, and separate shower. Major improvements provide added peace of mind, including a 2024 roof, 2021 A/C, and all-new hurricane-impact windows throughout. Enjoy the Florida lifestyle from your private pool and screened outdoor living area. Cobb’s Landing residents enjoy access to Lake Tarpon with a residents-only boat ramp, tennis and basketball courts, playgrounds, parks, walking paths, and neighborhood events, all convenient to top-rated schools, shopping, beaches, and Tampa International Airport. A fantastic opportunity to own a beautifully remodeled, move-in-ready pool home in one of Palm Harbor’s most established and desirable communities.

2615 Landing Way, Palm Harbor
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