Palm Harbor Homes under $250,000

Palm Harbor Homes under $250,000

Welcome to Palm Harbor, Florida – a hidden gem nestled in the heart of Pinellas County! Known for its picturesque landscapes, vibrant community, and proximity to stunning Gulf Coast beaches, Palm Harbor offers an idyllic lifestyle for families, retirees, and everyone in between. With its lush parks, charming boutiques, and delightful dining options, this charming town has something for everyone.

For those seeking affordable housing options, Palm Harbor boasts a variety of homes under $250,000. Whether you’re a first-time homebuyer, an investor, or looking to downsize, you’ll find a selection of cozy single-family homes, townhouses, and condos that fit your budget without compromising on quality. These properties often feature spacious layouts, modern amenities, and beautiful outdoor spaces, perfect for enjoying the Florida sunshine.

Living in Palm Harbor means you’re never far from adventure. Explore the stunning waterfront at Honeymoon Island State Park, indulge in local art galleries, or take a leisurely stroll along the scenic Pinellas Trail. The community is also known for its excellent schools and family-friendly atmosphere, making it an ideal place to raise children or enjoy retirement.

With its warm climate, friendly residents, and an array of affordable housing options, Palm Harbor is a wonderful place to call home. Discover your dream home today and embrace the vibrant lifestyle this charming Florida town has to offer!

Newest Palm Harbor Homes under $250,000

2994 Bonaventure Circle Unit 204, Palm Harbor
$220,000
2 Beds ⋅ 2 Baths ⋅ Bonaventure Condo SubDv. ⋅ 34684 Zip Code
Stunning Upgraded End-Unit Condo overlooking the pool in this Prime Palm Harbor Location! With a bran new AC system and upgraded granit countertops. Just minutes from Mease Countryside Hospital, Countryside Mall, and the pristine shores of Honeymoon Island. Tucked away in a peaceful community, this unique home offers privacy, comfort, and high-end upgrades throughout. Step inside to discover a one-of-akind floor plan featuring soaring cathedral ceilings and a cozy fireplace, creating a spacious yet inviting atmosphere. As an end unit backed up to a serene preserve, The home boasts premium Anderson windows with a lifetime warranty, ensuring energy efficiency and lasting value. The entry is graced by a Forever storm door, adding both security and curb appeal. The master bathroom has been fully renovated, showcasing modern finishes and thoughtful design. Whether you're relaxing indoors or taking in the nature views from your back patio, this home offers the perfect blend of luxury and tranquility. Community amenities include an olympic sized swimming pool, heated spa hot tub, clubhouse, fullyequipped gym, sauna room, plus a dog park for your furry friends!

2994 Bonaventure Circle Unit 204, Palm Harbor
3505 Tarpon Woods Boulevard Unit K406, Palm Harbor
$180,000
2 Beds ⋅ 2 Baths ⋅ Tarpon Woods Condo SubDv. ⋅ 34685 Zip Code
A rare first-floor corner unit that has been meticulously maintained and has great potential! This condo has more than 1,400 square feet, and an enormous wraparound screened lanai overlooking the golf course make this Tarpon Woods villa-style condo anything but ordinary. With 2 bedrooms, 2 full baths, 1,412 square feet, dedicated covered parking, and no stairs to navigate, the floor plan offers the space of a home with the ease of condo living! Inside, vaulted ceilings with exposed wood beams give the living and dining areas architectural character, while warm laminate flooring and multiple sliding glass doors connect the interior to the lanai. There is plenty of room to create separate living and dining spaces, with a traditional chandelier defining the dining area and built-in cabinetry providing useful storage and serving space. A large storage closet near the front entry takes care of the things you want close at hand but out of sight. The generously sized kitchen offers abundant cabinetry and counter space, a corner sink beneath two windows, recessed lighting, a ceiling fan, tile flooring, and a wide pass-through to the dining area. There is even enough open floor space to consider a breakfast table, movable worktable, or small island. The washer, dryer, and kitchen appliances have received updated parts and maintenance. The primary bedroom is exceptionally spacious, stretching approximately 31 feet in length with room for a king-size bed plus a sitting, reading, or desk area. Sliding glass doors provide direct access to the lanai. The primary bath includes a long double-sink vanity and separate shower; the toilet and tile flooring were updated in 2013. The second bedroom measures approximately 13' x 14' and works equally well for guests, an office, or both, with the second full bath nearby. New carpet was installed in both bedrooms in 2025. And then there is the lanai. At approximately 26' x 22', this expansive screened outdoor living area wraps around the condo with room for dining, lounging, entertaining, and plants. The lanai wood was repaired, screens were replaced and tightened in 2025, and new light fixtures were added in 2024. With HOA approval, the porch may also offer possibilities for enclosure and additional roof covering. Mature trees, open green space, and the golf course create the backdrop, where deer, turkey, hawks, and other birds and wildlife are regularly seen. Important updates and maintenance include a new A/C in March 2021, serviced under a regular six-month maintenance schedule; water heater in June 2024, drained regularly; washer/dryer hookup updated in 2024; new doorbell in 2021; and exterior tree pruning in 2025 to keep branches away from the roof. Tarpon Woods offers a community pool and spa, recreational facilities, sidewalks, mature landscaping, dedicated covered parking, and additional guest parking. From this Palm Harbor location, you’re close to golf, Lake Tarpon, parks and biking paths, shopping, dining, medical services, Gulf beaches, the Tarpon Springs Sponge Docks, and area airports — while coming home to a quiet, tree-filled setting beside the golf course.

3505 Tarpon Woods Boulevard Unit K406, Palm Harbor
4805 Alt 19 Unit 422, Palm Harbor
$113,000
1 Beds ⋅ 1 Baths ⋅ Cove Spgs Condo SubDv. ⋅ 34683 Zip Code
Move right into this beautifully renovated and spacious 1-bedroom, 1-bathroom second-floor condo in Cove Springs, a unique waterfront community nestled at the end of a spring-fed canal. Nearly every major component has been thoughtfully updated, including the beautifully remodeled kitchen featuring granite countertops, stainless steel appliances, and wood cabinetry; a renovated bathroom; and all-new hurricane-rated windows. The spacious bedroom offers a walk-in closet, while the bright living area opens to a screened balcony overlooking mature trees, creating a peaceful and private setting to enjoy the Florida lifestyle. Cove Springs offers an array of amenities, including a screened community pool, kayak and canoe launch and storage with Gulf access, a gazebo picnic area, and a fishing pier. Conveniently located near the Pinellas Trail, Dunedin Causeway, Honeymoon Island, Sunset Beach, Wall Springs Park, Fred Howard Park, and the renowned Tarpon Springs Sponge Docks. Innisbrook Golf Resort is also just minutes away. For added convenience, public transportation is available directly across the street. This exceptional condo offers a wonderful combination of comfort, updates, waterfront amenities, and an ideal location for enjoying all that the Florida Gulf Coast.

4805 Alt 19 Unit 422, Palm Harbor
2245 Alden Lane Unit F, Palm Harbor
$245,000
2 Beds ⋅ 2 Baths ⋅ Villas Of Beacon Groves SubDv. ⋅ 34683 Zip Code
2024 ROOF - 2025 IMPACT WINDOWS - 2026 HVAC - This 2-bedroom, 2-bath END-UNIT VILLA offers 1,030 square feet of single-story living in Villas of Beacon Groves and is currently zoned for highly regarded Palm Harbor University High School. Inside, the light-filled living and dining areas flow into a functional kitchen with stainless steel appliances and pantry storage. The spacious primary bedroom features a walk-in closet and private bath, while the second bedroom and full guest bath provide additional living flexibility. A Florida room adds valuable space for a home office, sitting area, hobbies, or entertaining. As an END UNIT with only one adjoining residence, the villa offers added privacy and a beautiful patio to sit out on in the backyard. This also has an exceptionally spacious attic with standing room for additional storage. Conveniently located in PALM HARBOR near shopping, dining, recreation, major roadways, and Gulf Coast destinations. With major updates already completed, IMPACT WINDOWS, END-UNIT location, and LOW-MAINTENANCE living, this Palm Harbor villa is ready to enjoy. Schedule you showing today!

2245 Alden Lane Unit F, Palm Harbor
1619 Whithorn Place Unit B, Palm Harbor
$249,000
2 Beds ⋅ 2 Baths ⋅ Highland Lakes Condo SubDv. ⋅ 34684 Zip Code
Welcome to this Beautifully Updated 2-bedroom, 2-bath Villa in Highland Lakes, Palm Harbor’s premier 55+ Golf community! Tucked away at the back of a quiet cul-de-sac with no immediate rear neighbors, this home offers exceptional privacy with no traffic or buildings directly in front and Golf Membership included. Step inside to a stylish, thoughtfully updated interior. The kitchen features sleek wood cabinetry, quartz countertops, and distinctive art-tile backsplash walls. Beautiful tile flows throughout the kitchen, living room, dining area, and hallway, offering the elegant look of natural stone with easier everyday maintenance. Both bathrooms have also been tastefully updated. The bedroom closets feature California Closets, providing beautifully organized space and thoughtful built-in storage. A spacious sunroom adds valuable year-round living space. It’s the perfect spot for morning coffee, relaxing, or entertaining guests. Additional features include an attached garage, concrete block construction, updated insulated hurricane windows, and an updated hurricane garage door. The HVAC system was replaced in 2022 and new Roof 2026! Enjoy the ease of maintenance-free living, with the condo maintenance fee covering cable TV, high-speed internet, water, sewer, building insurance, trash removal, lawn care, and exterior maintenance. The Highland Lakes HOA fee includes all Golf membership privileges. The main clubhouse offers entertainment and social events, while fitness, recreation, arts, interests, and hobby programs provide something for everyone. The Lake Tarpon Lodge offers even more amenities, including a second heated pool, picnic and party facilities, fishing pier, community pontoon boats, and secure complimentary RV and boat storage. Conveniently located just minutes from Trader Joe's, Shopping, Beautiful Gulf beaches, restaurants, and everyday conveniences. Non Evacuation No flood zone and no CDD fees! This Highland Lakes villa is a must-see. Call today to schedule your private showing!

1619 Whithorn Place Unit B, Palm Harbor
670 Green Valley Road Unit F4, Palm Harbor
$149,900
1 Beds ⋅ 1 Baths ⋅ Green Valley Estates Unit Two SubDv. ⋅ 34683 Zip Code
Enjoy the ease of Palm Harbor living in this inviting, fully furnished, one-bedroom, one-bath villa, where a bright, open interior, private screened patio, generous storage, and community amenities come together in a location that keeps everyday conveniences and some of the area’s best recreation close at hand. Beautiful wood flooring flows through the main living areas and continues into the bedroom. The updated kitchen features granite countertops, warm wood cabinetry, newer appliances (2021) and a wide-open wraparound corner counter overlooking the living and dining areas. The bedroom offers ample space and exceptional storage, including a large walk-in closet and a wall of closets with built-in shelving and organizers. A private door provides direct access to the bathroom, while sliding glass doors open to the screened patio, extending the living space outdoors and offering a pleasant space to enjoy Florida's weather. Additional conveniences include an in-unit washer and dryer closet, a hurricane impact window, and assigned covered parking just outside the front door. Community amenities include a clubhouse and pool, along with complimentary on-site RV and boat parking. Conveniently located in Palm Harbor and situated in non-flood/Flood Zone X, the condo offers easy access to major roadways, shopping, dining, parks, and recreation. Fred Howard Park and the Sponge Docks of Tarpon Springs are nearby, with Clearwater Beach, Honeymoon Island, and Caladesi Island also within easy reach—putting some of the Gulf Coast’s most popular destinations close to home. Come see for yourself. Schedule your private tour today!

670 Green Valley Road Unit F4, Palm Harbor
4805 Alt 19 Unit 713, Palm Harbor
$195,000
2 Beds ⋅ 2 Baths ⋅ Cove Spgs Condo SubDv. ⋅ 34683 Zip Code
WELCOME TO WATERFRONT FLORIDA LIVING AT COVE SPRINGS! This beautifully renovated FIRST-FLOOR 2-bedroom, 2-bath condo offers the perfect combination of modern upgrades, low-maintenance living, and a waterfront lifestyle in the heart of Palm Harbor. Step inside to a completely redone interior featuring luxury vinyl plank flooring throughout, beautiful custom tile in both bathrooms, and a stunning updated kitchen anchored by an oversized 1¼-inch quartz countertop. All-new GE stainless steel appliances and a new water heater were added in April 2026. Two spacious walk-in closets provide exceptional storage, while all-new HURRICANE-IMPACT WINDOWS AND DOORS add comfort and peace of mind. Enjoy one of the best features of first-floor living—a private SCREENED-IN LANAI with direct access to the backyard, creating an easy indoor-outdoor Florida lifestyle. But what truly sets Cove Springs apart is the WATERFRONT LIFESTYLE! Launch your kayak and explore the water, spend an afternoon fishing from the community dock, or simply relax by the cove and watch for dolphins and manatees passing through. Enjoy the COMMUNITY POOL, challenge friends to a game of SHUFFLEBOARD, or unwind at the beautifully redesigned clubhouse featuring separate men’s and women’s saunas. Conveniently located near Downtown Palm Harbor, Tarpon Springs, the Pinellas Trail, Honeymoon Island, shopping, restaurants, beaches, and the Gulf Coast, this MOVE-IN-READY condo lets you enjoy everything the area without sacrificing style or comfort. Whether you’re looking for a full-time residence or your own Florida retreat, this is an opportunity to start enjoying the Palm Harbor waterfront lifestyle from day one!

4805 Alt 19 Unit 713, Palm Harbor
3165 Phlox Drive, Palm Harbor
$250,000
2 Beds ⋅ 1 Baths ⋅ Cloverplace Condo SubDv. ⋅ 34684 Zip Code
Welcome to your new home in Cloverplace of Palm Harbor. 2 bedroom 1 bathroom 1 car garage. New Roof in August 2026! Community swimming pool. New LVP Luxury Vinyl Plank Flooring throughout the home. New Stainless kitchen appliance set. New Range, Microwave, Dishwasher and Refrigerator. New ceiling fan with remote in the living room. High Vaulted ceiling! Updated vanity and tiled bathroom and new toilet. Fresh new interior paint throughout including the garage. New lighting. Home had professional sinkhole remediation done in 2018 with a permit that is on file with the county and is completely insurable!! Heating and Air conditioning system is 2018. Large walk-in closet in the master bedroom. Washer dryer hook ups are in the garage. Fenced backyard with gate. Flood zone X. NON flood zone.

3165 Phlox Drive, Palm Harbor
192 Philadelphia Boulevard Unit 9, Palm Harbor
$162,000
2 Beds ⋅ 2 Baths ⋅ Lake Tarpon Mobile Home Village SubDv. ⋅ 34684 Zip Code
This home is located in a VERY active 55+ community! Heated pool, shuffleboard, Bocce, Corn hole, and lots of other activities. If you are looking for a well cared for home, winter home or an investment with a little bit of refreshing, this will be an excellent buy! All of the polybutylene pipes gone, all new piping has been done. Priced to sell, don't wait on this one!

192 Philadelphia Boulevard Unit 9, Palm Harbor
3301 Palm Harbor Boulevard Unit 314, Palm Harbor
$140,000
2 Beds ⋅ 2 Baths ⋅ Westwind I & Ii Resident Owned Community Unrec SubDv. ⋅ 34683 Zip Code
SPACIOUS 2-BEDROOM, 2-BATH HOME IN WESTWIND — SHARE INCLUDED! Looking for space, storage, and affordable Florida living in a resident-owned community? This one deserves a look! Welcome to this spacious 2-bedroom, 2-bath home in Westwind Resident Owned Community, offering generous living areas, incredible storage, recent major-system upgrades, and a community share included with the home. A large covered carport provides plenty of parking and outdoor space, while the expansive floor plan gives you multiple areas to relax, entertain, work from home, or host family and friends. One of the highlights is the bright south-facing Florida room, surrounded by large windows that fill the space with Florida sunshine. It's perfect for morning coffee, entertaining neighbors, or creating an additional sitting room. Inside, the large living and dining areas offer plenty of flexibility for furniture and entertaining. Attractive laminate flooring runs throughout much of the home for a warm, cohesive look and easy maintenance. The kitchen features an impressive amount of cabinet and countertop space, matched appliances, double-basin sink, and a practical layout with plenty of storage. The spacious primary bedroom features extensive built-in cabinetry and its own private en-suite bathroom. The second bedroom is currently arranged as an office/workspace with substantial built-in storage but can easily be converted back into a comfortable guest bedroom. With two full bathrooms, there's plenty of convenience for owners and guests. One features a walk-in shower, while the other offers a long vanity with excellent counter and cabinet space. Outside, the shed/workshop includes a workbench, washer and dryer, providing valuable utility and storage space. Even better, several major items have already been addressed: the A/C, vapor barrier, and electrical wiring have been recently upgraded, adding value and peace of mind. Much of the furniture has been removed, giving you the perfect opportunity to bring your own style and make this home yours. The home includes a share in Westwind Resident Owned Community, providing an ownership interest along with a voice and voting rights in community affairs. Enjoy a year-round temperature-regulated swimming pool, clubhouse with activities and events, and updated outdoor recreation area. Low monthly fees include lawn service and trash pickup. Conveniently located near shopping, restaurants, entertainment, and beautiful Honeymoon Island, you're close to everything that makes Florida living special. 2 Bedrooms • 2 Baths • Florida Room • En-Suite Primary • Built-In Storage • Office/Flex Room • Workshop • Washer & Dryer • Covered Carport • Recent A/C, Vapor Barrier & Wiring Upgrades • COMMUNITY SHARE INCLUDED Space, storage, recent upgrades, resident ownership and a fantastic location—this home has so much to offer. Come see it in person and imagine making it your own! Call today to schedule your private showing.

3301 Palm Harbor Boulevard Unit 314, Palm Harbor
3300 Haviland Court Unit 104, Palm Harbor
$160,000
1 Beds ⋅ 1 Baths ⋅ Bentley At Cobbs Landing Condo, The SubDv. ⋅ 34684 Zip Code
What a fantastic find in the heart of Palm Harbor! Located in the gated Bentley at Cobbs Landing community, this beautifully updated first floor 1 bedroom, 1 bath home offers a welcoming open concept and a private entrance. The great room layout flows effortlessly from living to dining, with stylish and durable vinyl wood look flooring throughout. The kitchen features sleek granite countertops, stainless steel appliances, and a convenient pass through to the dining area. A laundry room with washer and dryer adds everyday convenience. Enjoy your screened in porch — the perfect spot for morning coffee or winding down in the evening. Bentley at Cobbs Landing offers outstanding amenities including a community pool, spa, Clubhouse, fitness center, playground, and a peaceful pond. The HOA covers cable TV, roofing, insurance, trash, and access to all community facilities. Additional perks include recreational areas, BBQ stations, a basketball court, and a car wash station. Ideally located near shopping, airports, Lake Tarpon, and the vibrant downtown Tarpon Springs area, this low maintenance condo is perfect for a first-time buyer, downsizer, or anyone seeking an easy Florida lifestyle. Pack your bags — this one is move in ready.

3300 Haviland Court Unit 104, Palm Harbor
2998 Bonaventure Circle Unit 104, Palm Harbor
$192,000
2 Beds ⋅ 2 Baths ⋅ Bonaventure Condo SubDv. ⋅ 34684 Zip Code
Virtually Staged. STRESS-FREE GROUND-FLOOR LIVING IN PALM HARBOR | Skip the stairs and heavy lifting—this updated 2-bedroom, 2-bathroom first-floor condo offers turnkey living with major big-ticket updates already checked off, including a 2020 HVAC system. Inside, durable wood-look tile runs through the main living areas and bedrooms, anchored by dedicated tile flooring in the kitchen and bathrooms for easy cleaning. The central living space features a real wood-burning fireplace, while the kitchen offers a clean, low-maintenance setup with white cabinetry, matching appliances, and a raised bar top open to the dining area. The thoughtful layout provides maximum privacy for both bedrooms. The primary suite features a generous walk-in closet and an en-suite bath. Across the hallway, the spacious guest bedroom is served by a full guest bath just steps away. Both bathrooms have been tastefully updated with neutral cabinets and fresh countertops. Unique to ground-floor units in Bonaventure, your private screened front porch includes a dedicated laundry closet along with an extra exterior storage room. Just steps from your assigned front door parking, you are a short 2-minute stroll to the resort-style pool, spa, sauna, and fitness center. Everyday convenience is right outside your door. You are minutes from top shopping hubs like Seabreeze Plaza and Countryside Mall, premier healthcare facilities including Mease Countryside Hospital and AdventHealth ER, and championship golf courses like Innisbrook and Countryside Country Club. Plus, enjoy quick weekend access to downtown Dunedin, Safety Harbor, and Honeymoon Island.

2998 Bonaventure Circle Unit 104, Palm Harbor
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